Sancus Lending Group (LSE:LEND) PE Ratio: 12.00 (As of Jun. 26, 2026) — 109% Above Median


What is Sancus Lending Group PE Ratio?

Sancus Lending Group LSE:LEND PE Ratio is 12.00 as of Jun. 26, 2026, which is 109% above its 10-year median of 5.75. The stock has 9 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-26), Sancus Lending Group's share price is £0.012. Sancus Lending Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.00. Therefore, Sancus Lending Group's PE Ratio for today is 12.00.

During the past 13 years, Sancus Lending Group's highest PE Ratio was 12.00. The lowest was 2.00. And the median was 5.75.

Sancus Lending Group's EPS (Diluted) for the six months ended in Dec. 2025 was £0.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.00.

As of today (2026-06-26), Sancus Lending Group's share price is £0.012. Sancus Lending Group's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.00. Therefore, Sancus Lending Group's PE Ratio without NRI ratio for today is At Loss.

Sancus Lending Group's EPS without NRI for the six months ended in Dec. 2025 was £-0.00. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was £-0.00.

Sancus Lending Group's EPS (Basic) for the six months ended in Dec. 2025 was £0.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was £0.00.

Back to Basics: PE Ratio


Sancus Lending Group  (LSE:LEND) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Sancus Lending Group PE Ratio Related Terms


Sancus Lending Group PE Ratio Historical Data

* Premium members only.

The historical data trend for Sancus Lending Group's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sancus Lending Group PE Ratio Chart

Sancus Lending Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only At Loss At Loss At Loss N/A 2.00

Sancus Lending Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only At Loss At Loss N/A At Loss 2.00

LSE:LEND vs V, MA, AXP: PE Ratio Comparison

For the Credit Services subindustry, Sancus Lending Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sancus Lending Group PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Sancus Lending Group's PE Ratio distribution charts can be found below:

* The bar in red indicates where Sancus Lending Group's PE Ratio falls into.


Sancus Lending Group PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Sancus Lending Group's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=0.012/0.001
=12

Sancus Lending Group's Share Price of today is £0.012.
For company reported semi-annually, Sancus Lending Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £0.00.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 12.00 mean?
Sancus Lending Group (LSE:LEND) has a PE Ratio of 12.00 as of Jun. 26, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Sancus Lending Group and its competitors. This is 109% above median its historical median of 5.75. Over the past decade, Sancus Lending Group's PE Ratio has ranged from 2.00 to 12.00.
Is Sancus Lending Group's PE Ratio too high?
Sancus Lending Group's current PE Ratio of 12.00 is 109% above median its 10-year median of 5.75. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 12.00.
How does Sancus Lending Group's PE Ratio compare to V and MA?
Sancus Lending Group's PE Ratio of 12.00 can be compared against companies in the Credit Services industry. Historically, Sancus Lending Group's own PE Ratio has ranged from 2.00 to 12.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Credit Services company?
A good PE Ratio depends on the Credit Services industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Sancus Lending Group and its competitors. Sancus Lending Group's current PE Ratio is 12.00, which is 109% above median its own 10-year median of 5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sancus Lending Group stock overvalued right now?
Based on GuruFocus' analysis, Sancus Lending Group (LSE:LEND) is currently considered Modestly Overvalued. The stock's GF Value™ is £0.01, compared to a current price of £0.01 — trading 20% above its estimated fair value. The current PE Ratio is 12.00, which is 109% above median its 10-year median of 5.75. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Sancus Lending Group (LSE:LEND), the current PE Ratio is 12.00 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Sancus Lending Group Business Description

Address Lower Pollet, Suite 1, First Floor, Windsor House, Saint Peter Port, GGY, GY1 1WF
Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited.