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BayFirst Financial (BayFirst Financial) PEG Ratio : 0.88 (As of May. 02, 2024)


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What is BayFirst Financial PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, BayFirst Financial's PE Ratio without NRI is 11.03. BayFirst Financial's 5-Year Book Value growth rate is 12.50%. Therefore, BayFirst Financial's PEG Ratio for today is 0.88.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for BayFirst Financial's PEG Ratio or its related term are showing as below:

BAFN' s PEG Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.81   Max: 1.42
Current: 0.88


During the past 13 years, BayFirst Financial's highest PEG Ratio was 1.42. The lowest was 0.08. And the median was 0.81.


BAFN's PEG Ratio is ranked better than
66.67% of 1131 companies
in the Banks industry
Industry Median: 1.42 vs BAFN: 0.88

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


BayFirst Financial PEG Ratio Historical Data

The historical data trend for BayFirst Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BayFirst Financial PEG Ratio Chart

BayFirst Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.15 0.08 0.41 1.20 0.86

BayFirst Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 0.86 -

Competitive Comparison of BayFirst Financial's PEG Ratio

For the Banks - Regional subindustry, BayFirst Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayFirst Financial's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BayFirst Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where BayFirst Financial's PEG Ratio falls into.



BayFirst Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

BayFirst Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=11.034482758621/12.50
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


BayFirst Financial  (NAS:BAFN) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


BayFirst Financial PEG Ratio Related Terms

Thank you for viewing the detailed overview of BayFirst Financial's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


BayFirst Financial (BayFirst Financial) Business Description

Traded in Other Exchanges
N/A
Address
700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a one-bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios.
Executives
Scott Joseph Mckim officer: EVP, Chief Financial Officer 700 CENTRAL AVE, ST PETERSBURG FL 33701
Thomas Gerard Zernick officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Anthony N Leo director, officer: Chief Executive Officer 700 CENTRAL AVE, SAINT PETERSBURG FL 33701
Rhonda S Tudor officer: SVP, Chief Accounting Officer 1032 STONEY CREEK LN., MOUNT PLEASANT MI 48858
Anthony Saravanos director 3802 COCONUT PALM DRIVE, TAMPA FL 33619
Sheryl Wudunn director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Tarek Helal director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Harold Jack Winner director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Derek Steven Berset director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Bradly William Spoor director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Matthew Mann Luckey officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Brandi Nicole Jaber officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Christos Politis director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Robin Leigh Oliver officer: Chief Financial Officer 700 CENTRAL AVE, ST PETERSBURG FL 33701
Alexander Octavius Harris director 700 CENTRAL AVE, ST PETERSBURG FL 33701