BAFN (BayFirst Financial) Beginning Cash Position: $206.98 Mil (As of Mar. 2026)


BAFN BayFirst Financial Corp BAFN
55 GF Score
Price $5.26
GF Value $5.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is BayFirst Financial Beginning Cash Position?

BayFirst Financial BAFN +4.60% 55 Beginning Cash Position is $206.98 Mil as of Mar. 2026. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Modestly Undervalued). The stock has 1 warning sign investors should review.

BayFirst Financial's Beginning Cash Position for the quarter that ended in Mar. 2026 was $206.98 Mil.

BayFirst Financial's quarterly Beginning Cash Position increased from Sep. 2025 ($77.30 Mil) to Dec. 2025 ($118.55 Mil) and increased from Dec. 2025 ($118.55 Mil) to Mar. 2026 ($206.98 Mil).

BayFirst Financial's annual Beginning Cash Position declined from Dec. 2023 ($66.05 Mil) to Dec. 2024 ($58.39 Mil) but then increased from Dec. 2024 ($58.39 Mil) to Dec. 2025 ($77.79 Mil).

BayFirst Financial Beginning Cash Position Related Terms

BayFirst Financial Beginning Cash Position Historical Data

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The historical data trend for BayFirst Financial's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Beginning Cash Position Chart

BayFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55.38 109.73 66.05 58.39 77.79

BayFirst Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.79 63.15 77.30 118.55 206.98
BAFN
55GF Score
BayFirst Financial Corp BAFN
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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BayFirst Financial Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $206.98 Mil mean?
BayFirst Financial (BAFN) has a Beginning Cash Position of $206.98 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on BayFirst Financial and its competitors.
Is BayFirst Financial's Beginning Cash Position too high?
BayFirst Financial's current Beginning Cash Position is $206.98 Mil. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Beginning Cash Position compare to FPBC and MNBO?
BayFirst Financial's Beginning Cash Position of $206.98 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on BayFirst Financial and its competitors. BayFirst Financial's current Beginning Cash Position is $206.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.85, compared to a current price of $5.26 — trading 10% below its estimated fair value. The current Beginning Cash Position is $206.98 Mil. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Beginning Cash Position is $206.98 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $5.26 is trading 10% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Modestly Undervalued.

Key valuation signals for BAFN:

  • Beginning Cash Position: $206.98 Mil
  • GF Value™: $5.85 vs. price of $5.26 (10% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayFirst Financial Business Description

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.26
Price
$5.85
GF Value