BAFN (BayFirst Financial) Total Noninterest Expense: $51.41 Mil (As of Mar. 2026)


BAFN BayFirst Financial Corp BAFN
55 GF Score
Price $5.44
GF Value $5.85
Valuation Fairly Valued
! 1 Warning Sign
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What is BayFirst Financial Total Noninterest Expense?

BayFirst Financial BAFN +2.42% 55 Total Noninterest Expense is $51.41 Mil as of Mar. 2026. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 1 warning sign investors should review.

BayFirst Financial's Total Noninterest Expense for the three months ended in Mar. 2026 was $11.05 Mil. BayFirst Financial's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $51.41 Mil.

BayFirst Financial Total Noninterest Expense Related Terms

BayFirst Financial Total Noninterest Expense Historical Data

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The historical data trend for BayFirst Financial's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Total Noninterest Expense Chart

BayFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.83 51.50 60.28 60.39 55.14

BayFirst Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.78 14.97 14.68 10.71 11.05
BAFN
55GF Score
BayFirst Financial Corp BAFN
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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BayFirst Financial Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $51.41 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $51.41 Mil mean?
BayFirst Financial (BAFN) has a Total Noninterest Expense of $51.41 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BayFirst Financial and its competitors.
Is BayFirst Financial's Total Noninterest Expense too high?
BayFirst Financial's current Total Noninterest Expense is $51.41 Mil. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Total Noninterest Expense compare to FPBC and MNBO?
BayFirst Financial's Total Noninterest Expense of $51.41 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on BayFirst Financial and its competitors. BayFirst Financial's current Total Noninterest Expense is $51.41 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $5.44 — trading 7% below its estimated fair value. The current Total Noninterest Expense is $51.41 Mil. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Total Noninterest Expense is $51.41 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $5.44 is trading 7% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Fairly Valued.

Key valuation signals for BAFN:

  • Total Noninterest Expense: $51.41 Mil
  • GF Value™: $5.85 vs. price of $5.44 (7% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayFirst Financial Business Description

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score

Get the complete analysis for BAFN

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.44
Price
$5.85
GF Value