BAFN (BayFirst Financial) Buyback Yield %: -0.09 (As of Jun. 26, 2026)


BAFN BayFirst Financial Corp BAFN
55 GF Score
Price $4.88
GF Value $5.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is BayFirst Financial Buyback Yield %?

BayFirst Financial BAFN +7.08% 55 Buyback Yield % is -0.09 as of Jun. 26, 2026. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 622 Banks companies, BayFirst Financial ranks worse than 77.49% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

BayFirst Financial's current buyback yield was -0.09%.


BayFirst Financial Buyback Yield % Historical Data

* Premium members only.

The historical data trend for BayFirst Financial's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Buyback Yield % Chart

BayFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.04 -0.68 -0.51 0.04 0.88

BayFirst Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.52 0.61 0.79 0.88 -0.09

BAFN vs PWBK, FBPA, WOBK: Buyback Yield % Comparison

For the Banks - Regional subindustry, BayFirst Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayFirst Financial Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BayFirst Financial's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where BayFirst Financial's Buyback Yield % falls into.


BAFN
55GF Score
BayFirst Financial Corp BAFN
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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BayFirst Financial Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

BayFirst Financial's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.335 + 0.05) / 32.248570991
=0.88%

BayFirst Financial's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (0.005 + 0.018) / 26.086424728
=-0.09%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of -0.09 mean?
BayFirst Financial (BAFN) has a Buyback Yield % of -0.09 as of Jun. 26, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on BayFirst Financial and its competitors. According to the industry distribution chart, BayFirst Financial ranks #482 out of 622 companies in the Banks industry, placing it in the top 77.5%.
Is BayFirst Financial's Buyback Yield % too high?
BayFirst Financial's current Buyback Yield % is -0.09. Based on the distribution chart, BayFirst Financial ranks #482 out of 622 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Buyback Yield % compare to PWBK and FBPA?
According to the Banks industry distribution chart, BayFirst Financial ranks #482 out of 622 companies for Buyback Yield %. This places BayFirst Financial in the lower half of its industry. The industry median Buyback Yield % is 0.43. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 622 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on BayFirst Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayFirst Financial's current Buyback Yield % is -0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.85, compared to a current price of $4.88 — trading 16.6% below its estimated fair value. The current Buyback Yield % is -0.09. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Buyback Yield % is -0.09 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $4.88 is trading 16.6% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Modestly Undervalued.

Key valuation signals for BAFN:

  • Buyback Yield %: -0.09
  • GF Value™: $5.85 vs. price of $4.88 (16.6% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BayFirst Financial Business Description

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.88
Price
$5.85
GF Value