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BAFN (BayFirst Financial) Enterprise Value : $23.99 Mil (As of Dec. 13, 2024)


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What is BayFirst Financial Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, BayFirst Financial's Enterprise Value is $23.99 Mil. BayFirst Financial's Revenue for the trailing twelve months (TTM) ended in Sep. 2024 was $80.77 Mil. Therefore, BayFirst Financial's EV-to-Revenue ratio for today is 0.30.


BayFirst Financial Enterprise Value Historical Data

The historical data trend for BayFirst Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BayFirst Financial Enterprise Value Chart

BayFirst Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -26.60 18.75 0.54 43.32 27.28

BayFirst Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -48.66 27.28 34.67 66.43 25.17

Competitive Comparison of BayFirst Financial's Enterprise Value

For the Banks - Regional subindustry, BayFirst Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayFirst Financial's Enterprise Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BayFirst Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where BayFirst Financial's Enterprise Value falls into.



BayFirst Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

BayFirst Financial's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

BayFirst Financial's Enterprise Value for the quarter that ended in Sep. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BayFirst Financial  (NAS:BAFN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

BayFirst Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=23.993/80.773
=0.30

BayFirst Financial's current Enterprise Value is $23.99 Mil.
BayFirst Financial's Revenue for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $80.77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BayFirst Financial Enterprise Value Related Terms

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BayFirst Financial Business Description

Traded in Other Exchanges
N/A
Address
700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a one bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios.
Executives
Rhonda S Tudor officer: SVP, Chief Accounting Officer 1032 STONEY CREEK LN., MOUNT PLEASANT MI 48858
Scott Joseph Mckim officer: EVP, Chief Financial Officer 700 CENTRAL AVE, ST PETERSBURG FL 33701
Robin Leigh Oliver officer: Chief Financial Officer 700 CENTRAL AVE, ST PETERSBURG FL 33701
Thomas Gerard Zernick officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Anthony N Leo director, officer: Chief Executive Officer 700 CENTRAL AVE, SAINT PETERSBURG FL 33701
Anthony Saravanos director 3802 COCONUT PALM DRIVE, TAMPA FL 33619
Sheryl Wudunn director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Tarek Helal director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Harold Jack Winner director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Derek Steven Berset director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Bradly William Spoor director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Matthew Mann Luckey officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Brandi Nicole Jaber officer: Executive Vice President 700 CENTRAL AVE, ST PETERSBURG FL 33701
Christos Politis director 700 CENTRAL AVE, ST PETERSBURG FL 33701
Alexander Octavius Harris director 700 CENTRAL AVE, ST PETERSBURG FL 33701