BAFN (BayFirst Financial) Construction Loans (USD Mil): 36.73 (As of Mar. 2026)

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BAFN BayFirst Financial Corp BAFN
55 GF Score
Price $5.75
GF Value $5.85
Valuation Fairly Valued
! 1 Warning Sign
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What is BayFirst Financial Construction Loans (USD Mil)?

BayFirst Financial BAFN +0.52% 55 Construction Loans (USD Mil) is 36.73 as of Mar. 2026. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 1 warning sign investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

BayFirst Financial's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 36.73 , which is lower than 48.40 for the pervious quarter ended in Dec. 2025.

BayFirst Financial's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 48.40 , which is higher than 32.91 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for BayFirst Financial's Construction Loans (USD Mil) or its related term are showing as below:


BayFirst Financial Construction Loans (USD Mil) Historical Data

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The historical data trend for BayFirst Financial's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Construction Loans (USD Mil) Chart

BayFirst Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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BayFirst FinancialQuarterly Data
Trend Sep21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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BAFN vs FPBC, MNBO, GTPS: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, BayFirst Financial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BAFN
55GF Score
BayFirst Financial Corp BAFN
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 36.73 mean?
BayFirst Financial (BAFN) has a Construction Loans (USD Mil) of 36.73 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on BayFirst Financial and its competitors.
Is BayFirst Financial's Construction Loans (USD Mil) too high?
BayFirst Financial's current Construction Loans (USD Mil) is 36.73. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Construction Loans (USD Mil) compare to FPBC and MNBO?
BayFirst Financial's Construction Loans (USD Mil) of 36.73 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on BayFirst Financial and its competitors. BayFirst Financial's current Construction Loans (USD Mil) is 36.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $5.75 — trading 1.7% below its estimated fair value. The current Construction Loans (USD Mil) is 36.73. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Construction Loans (USD Mil) is 36.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $5.75 is trading 1.7% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Fairly Valued.

Key valuation signals for BAFN:

  • Construction Loans (USD Mil): 36.73
  • GF Value™: $5.85 vs. price of $5.75 (1.7% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BayFirst Financial Business Description

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score

Get the complete analysis for BAFN

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.75
Price
$5.85
GF Value