BAFN (BayFirst Financial) Dividend Yield %: 1.32% (As of Jun. 25, 2026) — 38% Below Median

What is BayFirst Financial Dividend Yield %?

BayFirst Financial BAFN +0.44% 55 Dividend Yield % is 1.32% as of Jun. 25, 2026, which is 38% below its 10-year median of 2.14. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,251 Banks companies, BayFirst Financial ranks worse than 88.17% on this metric.

As of today (2026-06-25), the Trailing Annual Dividend Yield of BayFirst Financial is 1.32%.

The historical rank and industry rank for BayFirst Financial's Dividend Yield % or its related term are showing as below:

BAFN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.83 Med: 2.14 Max: 4.32
Current: 1.32

During the past 13 years, the highest Dividend Yield of BayFirst Financial was 4.32%. The lowest was 0.83%. And the median was 2.14%.

BAFN's Dividend Yield % is ranked worse than
88.17% of 1251 companies
in the Banks industry
Industry Median: 3.03 vs BAFN: 1.32

BayFirst Financial's Dividend Payout Ratio for the three months ended in Mar. 2026 was 0.00.

During the past 13 years, the highest Dividend Payout Ratio of BayFirst Financial was 0.43. The lowest was 0.03. And the median was 0.21.

As of today (2026-06-25), the Forward Dividend Yield % of BayFirst Financial is 0.00%.

BayFirst Financial's Dividends per Share for the three months ended in Mar. 2026 was $0.00.

During the past 12 months, BayFirst Financial's average Dividends Per Share Growth Rate was -75.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -20.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -5.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of BayFirst Financial was 87.40% per year. The lowest was -20.70% per year. And the median was 5.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

BayFirst Financial (NAS:BAFN) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.

BayFirst Financial Dividend Yield % Related Terms

BayFirst Financial Dividend Yield % Historical Data

* Premium members only.

The historical data trend for BayFirst Financial's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Dividend Yield % Chart

BayFirst Financial Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Yield %

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1.22

1.91

2.45

2.41

3.06

BayFirst Financial Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Yield %	Get a 7-Day Free Trial															1.91	2.29	3.06	3.06	2.52

BAFN vs PWBK, FBPA, WOBK: Dividend Yield % Comparison

For the Banks - Regional subindustry, BayFirst Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BayFirst Financial Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BayFirst Financial's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where BayFirst Financial's Dividend Yield % falls into.

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55GF Score

BayFirst Financial Corp BAFN

Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.

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BayFirst Financial Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Frequently Asked Questions Learn more about Dividend Yield % →

What does a Dividend Yield % of 1.32% mean?

BayFirst Financial (BAFN) has a Dividend Yield % of 1.32% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on BayFirst Financial and its competitors. This is 38% below median its historical median of 2.14. Over the past decade, BayFirst Financial's Dividend Yield % has ranged from 0.83 to 4.32. According to the industry distribution chart, BayFirst Financial ranks #1103 out of 1251 companies in the Banks industry, placing it in the top 88.2%.

Is BayFirst Financial's Dividend Yield % too high?

BayFirst Financial's current Dividend Yield % of 1.32% is 38% below median its 10-year median of 2.14. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 4.32. The Banks industry median Dividend Yield % is 3.03. BayFirst Financial's value of 1.32% is 56.4% below this industry median. Based on the distribution chart, BayFirst Financial ranks #1103 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does BayFirst Financial's Dividend Yield % compare to PWBK and FBPA?

According to the Banks industry distribution chart, BayFirst Financial ranks #1103 out of 1251 companies for Dividend Yield %. This places BayFirst Financial in the lower half of its industry. The industry median Dividend Yield % is 3.03. BayFirst Financial's value of 1.32% is 56.4% below this benchmark. Historically, BayFirst Financial's own Dividend Yield % has ranged from 0.83 to 4.32 over the past decade. While the company's 10-year median is 2.14 vs. the industry median of 3.03, BayFirst Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Yield % for a Banks company?

The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayFirst Financial's current Dividend Yield % of 1.32% is 56.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Yield % mean?

A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on BayFirst Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayFirst Financial's current Dividend Yield % is 1.32%, which is 38% below median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is BayFirst Financial stock overvalued right now?

Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.85, compared to a current price of $4.55 — trading 22.2% below its estimated fair value. The current Dividend Yield % is 1.32%, which is 38% below median its 10-year median of 2.14 and 56.4% below the Banks industry median of 3.03. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Yield % calculated?

Dividend Yield % is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Dividend Yield % is 1.32% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $4.55 is trading 22.2% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Modestly Undervalued.

Key valuation signals for BAFN:

Dividend Yield %: 1.32% (38% below median its 10-year median of 2.14)
GF Value™: $5.85 vs. price of $4.55 (22.2% below fair value)
GF Score™: 55/100 with 1 warning sign
Industry Position: 56.4% below the Banks median (#1103 of 1251)

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayFirst Financial Business Description

Industry Financial Services Banks

Comparable Companies PWBK FBPA WOBK GBNY RBNK JFWV PCLB SSBP OTTW EFSG SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701

Website https://www.bayfirstfinancial.com

BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.

55GF Score

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$4.55

Price

$5.85

GF Value

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