Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). BayFirst Financial's share price for the quarter that ended in Mar. 2026 was $4.858712. BayFirst Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 5.37 Mil. Therefore, BayFirst Financial's market cap for the quarter that ended in Mar. 2026 was $26.09 Mil.
BayFirst Financial's quarterly market cap
declined
from Sep. 2025 ($43.07 Mil) to Dec. 2025 ($32.25 Mil) and
declined
from Dec. 2025 ($32.25 Mil) to Mar. 2026 ($26.09 Mil).
BayFirst Financial's annual market cap
increased
from Dec. 2023 ($53.62 Mil) to Dec. 2024 ($54.97 Mil) but then
declined
from Dec. 2024 ($54.97 Mil) to Dec. 2025 ($32.25 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. BayFirst Financial's Enterprise Value for Today is $-73.73 Mil.
BayFirst Financial (NAS:BAFN) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
BayFirst Financial Market Cap Related Terms
BayFirst Financial Market Cap Historical Data
* Premium members only.
The historical data trend for BayFirst Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BayFirst Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayFirst Financial Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, BayFirst Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where BayFirst Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
BayFirst Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BayFirst Financial (BAFN) has a Market Cap of $24.42 Mil as of Jun. 25, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on BayFirst Financial and its competitors. According to the industry distribution chart, BayFirst Financial ranks #1470 out of 1543 companies in the Banks industry, placing it in the top 95.3%.
Is BayFirst Financial's Market Cap too high?
BayFirst Financial's current Market Cap is $24.42 Mil. The Banks industry median Market Cap is 701.90. BayFirst Financial's value of $24.42 Mil is 96.5% below this industry median. Based on the distribution chart, BayFirst Financial ranks #1470 out of 1543 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Market Cap compare to PWBK and FBPA?
According to the Banks industry distribution chart, BayFirst Financial ranks #1470 out of 1543 companies for Market Cap. This places BayFirst Financial in the lower half of its industry. The industry median Market Cap is 701.90. BayFirst Financial's value of $24.42 Mil is 96.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 701.90, based on 1,543 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayFirst Financial's current Market Cap of $24.42 Mil is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on BayFirst Financial and its competitors. For the Banks industry, the median Market Cap is 701.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayFirst Financial's current Market Cap is $24.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.85, compared to a current price of $4.55 — trading 22.2% below its estimated fair value. The current Market Cap is $24.42 Mil and 96.5% below the Banks industry median of 701.90. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Market Cap is $24.42 Mil as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayFirst Financial (BAFN) Overvalued in 2026?
Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued.
The current stock price of $4.55 is trading 22.2% below its estimated GF Value™ of $5.85.
GuruFocus considers BayFirst Financial to be Modestly Undervalued.
Key valuation signals for BAFN:
Market Cap: $24.42 Mil
GF Value™: $5.85 vs. price of $4.55 (22.2% below fair value)
Industry Position: 96.5% below the Banks median (#1470 of 1543)
No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score
Get the complete analysis for BAFN
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAFN has been successfully added to your 
