BAFN (BayFirst Financial) Gross Loan: $918.43 Mil (As of Mar. 2026)

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BAFN BayFirst Financial Corp BAFN
55 GF Score
Price $5.62
GF Value $5.85
Valuation Fairly Valued
! 1 Warning Sign
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What is BayFirst Financial Gross Loan?

BayFirst Financial BAFN -2.70% 55 Gross Loan is $918.43 Mil as of Mar. 2026. GuruFocus rates BAFN with a GF Score™ of 55/100 and a GF Value™ of $5.85 (Fairly Valued). The stock has 1 warning sign investors should review.

BayFirst Financial's Gross Loan for the quarter that ended in Mar. 2026 was $918.43 Mil.

BayFirst Financial's quarterly Gross Loan declined from Sep. 2025 ($1,080.20 Mil) to Dec. 2025 ($951.68 Mil) and declined from Dec. 2025 ($951.68 Mil) to Mar. 2026 ($918.43 Mil).

BayFirst Financial's annual Gross Loan increased from Dec. 2023 ($903.56 Mil) to Dec. 2024 ($1,051.63 Mil) but then declined from Dec. 2024 ($1,051.63 Mil) to Dec. 2025 ($951.68 Mil).

BayFirst Financial Gross Loan Related Terms

BayFirst Financial Gross Loan Historical Data

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The historical data trend for BayFirst Financial's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayFirst Financial Gross Loan Chart

BayFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 581.31 721.23 903.56 1,051.63 951.68

BayFirst Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,069.61 1,110.12 1,080.20 951.68 918.43
BAFN
55GF Score
BayFirst Financial Corp BAFN
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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BayFirst Financial Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $918.43 Mil mean?
BayFirst Financial (BAFN) has a Gross Loan of $918.43 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BayFirst Financial and its competitors.
Is BayFirst Financial's Gross Loan too high?
BayFirst Financial's current Gross Loan is $918.43 Mil. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's Gross Loan compare to FPBC and MNBO?
BayFirst Financial's Gross Loan of $918.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on BayFirst Financial and its competitors. BayFirst Financial's current Gross Loan is $918.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $5.62 — trading 3.9% below its estimated fair value. The current Gross Loan is $918.43 Mil. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current Gross Loan is $918.43 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayFirst Financial (BAFN) Overvalued in 2026?

Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued. The current stock price of $5.62 is trading 3.9% below its estimated GF Value™ of $5.85. GuruFocus considers BayFirst Financial to be Fairly Valued.

Key valuation signals for BAFN:

  • Gross Loan: $918.43 Mil
  • GF Value™: $5.85 vs. price of $5.62 (3.9% below fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayFirst Financial Business Description

Address 700 Central Avenue, Suite 100, Saint Petersburg, FL, USA, 33701
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score

Get the complete analysis for BAFN

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.62
Price
$5.85
GF Value