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The historical rank and industry rank for BayFirst Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
BAFN'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -20.7 Med: 5.6 Max: 87.4
Current: -20.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of BayFirst Financial was 87.40% per year. The lowest was -20.70% per year. And the median was 5.60% per year.
BAFN's 3-Year Dividend Growth Rate is ranked worse than 96.25% of 960
companies
in the Banks industry
Industry Median: 10.1
vs BAFN: -20.70
During the past 12 months, BayFirst Financial's average Dividends Per Share Growth Rate was -75.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -20.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -5.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of BayFirst Financial was 0.43. The lowest was 0.03. And the median was 0.21.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 13 years, the highest Dividend Yield of BayFirst Financial was 4.32%. The lowest was 0.00%. And the median was 2.12%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BayFirst Financial 3-Year Dividend Growth Rate Related Terms>
BAFN vs JFWV, PFSB, CNBZ: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, BayFirst Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayFirst Financial 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, BayFirst Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where BayFirst Financial's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of -20.70% mean?
BayFirst Financial (BAFN) has a 3-Year Dividend Growth Rate of -20.70% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on BayFirst Financial and its competitors. According to the industry distribution chart, BayFirst Financial ranks #924 out of 960 companies in the Banks industry, placing it in the top 96.2%.
Is BayFirst Financial's 3-Year Dividend Growth Rate too high?
BayFirst Financial's current 3-Year Dividend Growth Rate is -20.70%. Based on the distribution chart, BayFirst Financial ranks #924 out of 960 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BayFirst Financial has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's 3-Year Dividend Growth Rate compare to JFWV and PFSB?
According to the Banks industry distribution chart, BayFirst Financial ranks #924 out of 960 companies for 3-Year Dividend Growth Rate. This places BayFirst Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on BayFirst Financial and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayFirst Financial's current 3-Year Dividend Growth Rate is -20.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $6.41 — trading 9.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is -20.70%. BayFirst Financial's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current 3-Year Dividend Growth Rate is -20.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayFirst Financial (BAFN) Overvalued in 2026?
Based on GuruFocus' analysis, BayFirst Financial stock appears to be overvalued.
The current stock price of $6.41 is trading 9.6% above its estimated GF Value™ of $5.85.
GuruFocus considers BayFirst Financial to be Fairly Valued.
Key valuation signals for BAFN:
3-Year Dividend Growth Rate: -20.70%
GF Value™: $5.85 vs. price of $6.41 (9.6% above fair value)
No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
56GF Score
Get the complete analysis for BAFN
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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