The historical rank and industry rank for BayFirst Financial's Net Margin % or its related term are showing as below:
BAFN'
s Net Margin % Range Over the Past 10 Years
Min: -2.75 Med: 10.18 Max: 43.92
Current: 15.67
BAFN's Net Margin % is ranked worse than 75.65% of 1540
companies
in the Banks industry
Industry Median: 24.915
vs BAFN: 15.67
BayFirst Financial Net Margin % Historical Data
The historical data trend for BayFirst Financial's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of BayFirst Financial's Net Margin %
For the Banks - Regional subindustry, BayFirst Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayFirst Financial's Net Margin % Distribution in the Banks Industry
For the Banks industry and Financial Services sector, BayFirst Financial's Net Margin % distribution charts can be found below:
* The bar in red indicates where BayFirst Financial's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BayFirst Financial (NAS:BAFN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BayFirst Financial Net Margin % Related Terms
Thank you for viewing the detailed overview of BayFirst Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.
BayFirst Financial Corp is a one bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios.
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