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During the past 13 years, Laxmi Laghubitta Bittiyanstha's highest 3-Year average EPS without NRI Growth Rate was 499.30% per year. The lowest was -61.50% per year. And the median was 38.40% per year.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Laxmi Laghubitta Bittiyanstha PE Ratio (TTM) Related Terms
Laxmi Laghubitta Bittiyanstha PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi Laghubitta Bittiyanstha PE Ratio (TTM) Chart
XNEP:LLBS vs V, MA, AXP: PE Ratio (TTM) Comparison
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM) falls into.
Laxmi Laghubitta Bittiyanstha PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Laxmi Laghubitta Bittiyanstha's Share Price of today is NPR908.00.
Laxmi Laghubitta Bittiyanstha's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR29.73.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a PE Ratio (TTM) of 30.54 as of Jul. 27, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is near median its historical median of 29.77. Over the past decade, Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM) has ranged from 8.32 to 280.23. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #313 out of 408 companies in the Credit Services industry, placing it in the top 76.7%.
Is Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM) too high?
Laxmi Laghubitta Bittiyanstha's current PE Ratio (TTM) of 30.54 is near median its 10-year median of 29.77. Over the past 10 years, this metric has ranged from a low of 8.32 to a high of 280.23. The Credit Services industry median PE Ratio (TTM) is 13.16. Laxmi Laghubitta Bittiyanstha's value of 30.54 is 132.1% above this industry median. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #313 out of 408 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's PE Ratio (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #313 out of 408 companies for PE Ratio (TTM). This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median PE Ratio (TTM) is 13.16. Laxmi Laghubitta Bittiyanstha's value of 30.54 is 132.1% above this benchmark. Historically, Laxmi Laghubitta Bittiyanstha's own PE Ratio (TTM) has ranged from 8.32 to 280.23 over the past decade. While the company's 10-year median is 29.77 vs. the industry median of 13.16, Laxmi Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.16, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Laghubitta Bittiyanstha's current PE Ratio (TTM) of 30.54 is 132.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current PE Ratio (TTM) is 30.54, which is near median its own 10-year median of 29.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,046.77, compared to a current price of NPR908.00 — trading 13.3% below its estimated fair value. The current PE Ratio (TTM) is 30.54, which is near median its 10-year median of 29.77 and 132.1% above the Credit Services industry median of 13.16. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current PE Ratio (TTM) is 30.54 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR908.00 is trading 13.3% below its estimated GF Value™ of NPR1,046.77.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
PE Ratio (TTM): 30.54 (near median its 10-year median of 29.77)
GF Value™: NPR1,046.77 vs. price of NPR908.00 (13.3% below fair value)
Industry Position: 132.1% above the Credit Services median (#313 of 408)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
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