Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Total Noninterest Expense: NPR486.5 Mil (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LLBS Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
66 GF Score
Price NPR880.00
GF Value NPR1,032.79
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Laxmi Laghubitta Bittiyanstha Total Noninterest Expense?

Laxmi Laghubitta Bittiyanstha XNEP:LLBS +1.27% 66 Total Noninterest Expense is NPR486.5 Mil as of Apr. 2026. GuruFocus rates XNEP:LLBS with a GF Score™ of 66/100 and a GF Value™ of NPR1,032.79 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense for the three months ended in Apr. 2026 was NPR106.4 Mil. Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense for the trailing twelve months (TTM) ended in Apr. 2026 was NPR486.5 Mil.


Laxmi Laghubitta Bittiyanstha Total Noninterest Expense Related Terms


Laxmi Laghubitta Bittiyanstha Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Laghubitta Bittiyanstha Total Noninterest Expense Chart

Laxmi Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 351.90 423.59 532.36 432.90 495.91

Laxmi Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.42 174.31 108.62 97.18 106.45
XNEP:LLBS
66GF Score
Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Laghubitta Bittiyanstha Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR486.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of NPR486.5 Mil mean?
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a Total Noninterest Expense of NPR486.5 Mil as of Apr. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors.
Is Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense too high?
Laxmi Laghubitta Bittiyanstha's current Total Noninterest Expense is NPR486.5 Mil. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense compare to V and MA?
Laxmi Laghubitta Bittiyanstha's Total Noninterest Expense of NPR486.5 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. Laxmi Laghubitta Bittiyanstha's current Total Noninterest Expense is NPR486.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,032.79, compared to a current price of NPR880.00 — trading 14.8% below its estimated fair value. The current Total Noninterest Expense is NPR486.5 Mil. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current Total Noninterest Expense is NPR486.5 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?

Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR880.00 is trading 14.8% below its estimated GF Value™ of NPR1,032.79. GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:LLBS:

  • Total Noninterest Expense: NPR486.5 Mil
  • GF Value™: NPR1,032.79 vs. price of NPR880.00 (14.8% below fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laxmi Laghubitta Bittiyanstha Business Description

Address Kapan Marg, Maharajgunj, Kathmandu - 03, Kathmandu, NPL
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
66GF Score

Get the complete analysis for XNEP:LLBS

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR880.00
Price
NPR1,032.79
GF Value