The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Laxmi Laghubitta Bittiyanstha Pretax Margin % Related Terms
Laxmi Laghubitta Bittiyanstha Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:LLBS vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a Pretax Margin % of 23.94% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is 34% below median its historical median of 36.32. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #346 out of 533 companies in the Credit Services industry, placing it in the top 64.9%.
Is Laxmi Laghubitta Bittiyanstha's Pretax Margin % too high?
Laxmi Laghubitta Bittiyanstha's current Pretax Margin % of 23.94% is 34% below median its 10-year median of 36.32. The Credit Services industry median Pretax Margin % is 20.19. Laxmi Laghubitta Bittiyanstha's value of 23.94% is 18.6% above this industry median. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #346 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #346 out of 533 companies for Pretax Margin %. This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median Pretax Margin % is 20.19. Laxmi Laghubitta Bittiyanstha's value of 23.94% is 18.6% above this benchmark. While the company's 10-year median is 36.32 vs. the industry median of 20.19, Laxmi Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.19, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Laghubitta Bittiyanstha's current Pretax Margin % of 23.94% is 18.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current Pretax Margin % is 23.94%, which is 34% below median its own 10-year median of 36.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,143.05, compared to a current price of NPR924.90 — trading 19.1% below its estimated fair value. The current Pretax Margin % is 23.94%, which is 34% below median its 10-year median of 36.32 and 18.6% above the Credit Services industry median of 20.19. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current Pretax Margin % is 23.94% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR924.90 is trading 19.1% below its estimated GF Value™ of NPR1,143.05.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
Pretax Margin %: 23.94% (34% below median its 10-year median of 36.32)
GF Value™: NPR1,143.05 vs. price of NPR924.90 (19.1% below fair value)
Industry Position: 18.6% above the Credit Services median (#346 of 533)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
Get the complete analysis for XNEP:LLBS
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XNEP:LLBS has been successfully added to your 
