Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:LLBS Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
63 GF Score
Price NPR879.90
GF Value NPR1,038.47
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Laxmi Laghubitta Bittiyanstha Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

XNEP:LLBS
63GF Score
Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?

Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR879.90 is trading 15.3% below its estimated GF Value™ of NPR1,038.47. GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:LLBS:

  • Altman Z2-Score:
  • GF Value™: NPR1,038.47 vs. price of NPR879.90 (15.3% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Laxmi Laghubitta Bittiyanstha Business Description

Address Kapan Marg, Maharajgunj, Kathmandu - 03, Kathmandu, NPL
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
63GF Score

Get the complete analysis for XNEP:LLBS

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR879.90
Price
NPR1,038.47
GF Value