Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) E10: NPR28.31 (As of Apr. 2026)


XNEP:LLBS Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
64 GF Score
Price NPR920.00
GF Value NPR1,144.70
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Laxmi Laghubitta Bittiyanstha E10?

Laxmi Laghubitta Bittiyanstha XNEP:LLBS -1.50% 64 E10 is NPR28.31 as of Apr. 2026. GuruFocus rates XNEP:LLBS with a GF Score™ of 64/100 and a GF Value™ of NPR1,144.70 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Laxmi Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR5.310. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR28.31 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Laxmi Laghubitta Bittiyanstha's average E10 Growth Rate was 2.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-03), Laxmi Laghubitta Bittiyanstha's current stock price is NPR920.00. Laxmi Laghubitta Bittiyanstha's E10 for the quarter that ended in Apr. 2026 was NPR28.31. Laxmi Laghubitta Bittiyanstha's Shiller PE Ratio of today is 32.50.

During the past 13 years, the highest Shiller PE Ratio of Laxmi Laghubitta Bittiyanstha was 53.72. The lowest was 24.56. And the median was 34.78.


Laxmi Laghubitta Bittiyanstha  (XNEP:LLBS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Laxmi Laghubitta Bittiyanstha's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=920.00/28.31
=32.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Laxmi Laghubitta Bittiyanstha was 53.72. The lowest was 24.56. And the median was 34.78.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Laxmi Laghubitta Bittiyanstha E10 Related Terms


Laxmi Laghubitta Bittiyanstha E10 Historical Data

* Premium members only.

The historical data trend for Laxmi Laghubitta Bittiyanstha's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Laghubitta Bittiyanstha E10 Chart

Laxmi Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 24.71 25.76 27.29

Laxmi Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.69 27.29 29.73 29.14 28.31

XNEP:LLBS vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi Laghubitta Bittiyanstha Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's Shiller PE Ratio falls into.


XNEP:LLBS
64GF Score
Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Laghubitta Bittiyanstha E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Laxmi Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=5.31/333.0200*333.0200
=5.310

Current CPI (Apr. 2026) = 333.0200.

Laxmi Laghubitta Bittiyanstha Quarterly Data

per share eps CPI Adj_EPS
201607 7.629 240.628 10.558
201610 8.917 241.729 12.285
201701 9.682 242.839 13.278
201704 28.077 244.524 38.238
201707 5.153 244.786 7.010
201710 4.035 246.663 5.448
201801 3.953 247.867 5.311
201804 3.950 250.546 5.250
201807 3.746 252.006 4.950
201810 4.145 252.885 5.458
201901 4.551 251.712 6.021
201904 5.492 255.548 7.157
201907 5.454 256.571 7.079
201910 5.694 257.346 7.368
202001 7.014 257.971 9.055
202004 5.021 256.389 6.522
202007 -7.618 259.101 -9.791
202010 6.272 260.388 8.021
202101 14.196 261.582 18.073
202104 17.784 267.054 22.177
202107 5.419 273.003 6.610
202110 12.687 276.589 15.275
202201 10.359 281.148 12.270
202204 8.597 289.109 9.903
202207 3.105 296.276 3.490
202210 -0.932 298.012 -1.041
202301 -2.717 299.170 -3.024
202304 -15.346 303.363 -16.846
202307 7.064 305.691 7.696
202310 2.160 307.671 2.338
202401 2.715 308.417 2.932
202404 5.187 313.548 5.509
202407 -5.530 314.540 -5.855
202410 15.410 315.664 16.257
202501 0.131 317.671 0.137
202504 7.392 320.795 7.674
202507 -4.225 323.048 -4.355
202510 27.990 0.000
202601 0.658 325.252 0.674
202604 5.310 333.020 5.310

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR28.31 mean?
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a E10 of NPR28.31 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors.
Is Laxmi Laghubitta Bittiyanstha's E10 too high?
Laxmi Laghubitta Bittiyanstha's current E10 is NPR28.31. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's E10 compare to V and MA?
Laxmi Laghubitta Bittiyanstha's E10 of NPR28.31 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. Laxmi Laghubitta Bittiyanstha's current E10 is NPR28.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,144.70, compared to a current price of NPR920.00 — trading 19.6% below its estimated fair value. The current E10 is NPR28.31. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current E10 is NPR28.31 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?

Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR920.00 is trading 19.6% below its estimated GF Value™ of NPR1,144.70. GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:LLBS:

  • E10: NPR28.31
  • GF Value™: NPR1,144.70 vs. price of NPR920.00 (19.6% below fair value)
  • GF Score™: 64/100 with 2 warning signs

No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laxmi Laghubitta Bittiyanstha Business Description

Address Kapan Marg, Maharajgunj, Kathmandu - 03, Kathmandu, NPL
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score

Get the complete analysis for XNEP:LLBS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR920.00
Price
NPR1,144.70
GF Value