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In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Laxmi Laghubitta Bittiyanstha's net current asset value per share for the quarter that ended in Apr. 2026 was NPR0.00.
The historical rank and industry rank for Laxmi Laghubitta Bittiyanstha's Net Current Asset Value or its related term are showing as below:
XNEP:LLBS's Price-to-Net-Current-Asset-Value is not ranked *
in the Credit Services industry.
Industry Median: 2.11 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Laxmi Laghubitta Bittiyanstha Net Current Asset Value Related Terms
Laxmi Laghubitta Bittiyanstha Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi Laghubitta Bittiyanstha Net Current Asset Value Chart
XNEP:LLBS vs V, MA, AXP: Net Current Asset Value Comparison
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha Price-to-Net-Current-Asset-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of NPR0.00 mean?
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a Net Current Asset Value of NPR0.00 as of Apr. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #999999 out of 279 companies in the Credit Services industry.
Is Laxmi Laghubitta Bittiyanstha's Net Current Asset Value too high?
Laxmi Laghubitta Bittiyanstha's current Net Current Asset Value is NPR0.00. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #999999 out of 279 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's Net Current Asset Value compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #999999 out of 279 companies for Net Current Asset Value. This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median Net Current Asset Value is 2.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Credit Services company?
The median Net Current Asset Value among Credit Services companies is 2.11, based on 279 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median Net Current Asset Value is 2.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current Net Current Asset Value is NPR0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,047.07, compared to a current price of NPR935.00 — trading 10.7% below its estimated fair value. The current Net Current Asset Value is NPR0.00. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current Net Current Asset Value is NPR0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR935.00 is trading 10.7% below its estimated GF Value™ of NPR1,047.07.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
Net Current Asset Value: NPR0.00
GF Value™: NPR1,047.07 vs. price of NPR935.00 (10.7% below fair value)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
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