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Laxmi Laghubitta Bittiyanstha has the GF Score of 64, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Laxmi Laghubitta Bittiyanstha
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Laxmi Laghubitta Bittiyanstha GF Score Related Terms
XNEP:LLBS vs V, MA, AXP: GF Score Comparison
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha GF Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's GF Score distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's GF Score falls into.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a GF Score of 64 as of Jul. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is 28% below median its historical median of 89.00. Over the past decade, Laxmi Laghubitta Bittiyanstha's GF Score has ranged from 33.00 to 100.00.
Is Laxmi Laghubitta Bittiyanstha's GF Score too high?
Laxmi Laghubitta Bittiyanstha's current GF Score of 64 is 28% below median its 10-year median of 89.00. Over the past 10 years, this metric has ranged from a low of 33.00 to a high of 100.00. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's GF Score compare to V and MA?
Laxmi Laghubitta Bittiyanstha's GF Score of 64 can be compared against companies in the Credit Services industry. Historically, Laxmi Laghubitta Bittiyanstha's own GF Score has ranged from 33.00 to 100.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. Laxmi Laghubitta Bittiyanstha's current GF Score is 64, which is 28% below median its own 10-year median of 89.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,048.28, compared to a current price of NPR938.00 — trading 10.5% below its estimated fair value. The current GF Score is 64, which is 28% below median its 10-year median of 89.00. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current GF Score is 64 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR938.00 is trading 10.5% below its estimated GF Value™ of NPR1,048.28.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
GF Score: 64 (28% below median its 10-year median of 89.00)
GF Value™: NPR1,048.28 vs. price of NPR938.00 (10.5% below fair value)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
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