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Laxmi Laghubitta BittiyansthaXNEP:LLBS 64 PEG Ratio is 4.02 as of Jul. 18, 2026, which is 127% above its 10-year median of 1.77. GuruFocus rates XNEP:LLBS with a GF Score™ of 64/100 and a GF Value™ of NPR1,049.79 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 233 Credit Services companies, Laxmi Laghubitta Bittiyanstha ranks worse than 82.83% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Laxmi Laghubitta Bittiyanstha's PEG Ratio or its related term are showing as below:
XNEP:LLBS'
s PEG Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.77 Max: 18.67
Current: 4.02
During the past 13 years, Laxmi Laghubitta Bittiyanstha's highest PEG Ratio was 18.67. The lowest was 0.94. And the median was 1.77.
XNEP:LLBS's PEG Ratio is ranked worse than 82.83% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs XNEP:LLBS: 4.02
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Laxmi Laghubitta Bittiyanstha PEG Ratio Related Terms
Laxmi Laghubitta Bittiyanstha PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a PEG Ratio of 4.02 as of Jul. 18, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is 127% above median its historical median of 1.77. Over the past decade, Laxmi Laghubitta Bittiyanstha's PEG Ratio has ranged from 0.94 to 18.67. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #193 out of 233 companies in the Credit Services industry, placing it in the top 82.8%.
Is Laxmi Laghubitta Bittiyanstha's PEG Ratio too high?
Laxmi Laghubitta Bittiyanstha's current PEG Ratio of 4.02 is 127% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 18.67. The Credit Services industry median PEG Ratio is 0.91. Laxmi Laghubitta Bittiyanstha's value of 4.02 is 341.8% above this industry median. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #193 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #193 out of 233 companies for PEG Ratio. This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median PEG Ratio is 0.91. Laxmi Laghubitta Bittiyanstha's value of 4.02 is 341.8% above this benchmark. Historically, Laxmi Laghubitta Bittiyanstha's own PEG Ratio has ranged from 0.94 to 18.67 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 0.91, Laxmi Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Laghubitta Bittiyanstha's current PEG Ratio of 4.02 is 341.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current PEG Ratio is 4.02, which is 127% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,049.79, compared to a current price of NPR919.90 — trading 12.4% below its estimated fair value. The current PEG Ratio is 4.02, which is 127% above median its 10-year median of 1.77 and 341.8% above the Credit Services industry median of 0.91. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current PEG Ratio is 4.02 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR919.90 is trading 12.4% below its estimated GF Value™ of NPR1,049.79.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
PEG Ratio: 4.02 (127% above median its 10-year median of 1.77)
GF Value™: NPR1,049.79 vs. price of NPR919.90 (12.4% below fair value)
Industry Position: 341.8% above the Credit Services median (#193 of 233)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
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