Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) PS Ratio: 7.61 (As of Jul. 26, 2026) — Near Median

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XNEP:LLBS Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
64 GF Score
Price NPR935.00
GF Value NPR1,047.07
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Laxmi Laghubitta Bittiyanstha PS Ratio?

Laxmi Laghubitta Bittiyanstha XNEP:LLBS -0.21% 64 PS Ratio is 7.61 as of Jul. 26, 2026, which is 2% below its 10-year median of 7.74. GuruFocus rates XNEP:LLBS with a GF Score™ of 64/100 and a GF Value™ of NPR1,047.07 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 524 Credit Services companies, Laxmi Laghubitta Bittiyanstha ranks worse than 75.95% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Laxmi Laghubitta Bittiyanstha's share price is NPR935.00. Laxmi Laghubitta Bittiyanstha's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR122.89. Hence, Laxmi Laghubitta Bittiyanstha's PS Ratio for today is 7.61.

Good Sign:

Laxmi Laghubitta Bittiya Sanstha Ltd stock PS Ratio (=7.61) is close to 2-year low of 7.46.

The historical rank and industry rank for Laxmi Laghubitta Bittiyanstha's PS Ratio or its related term are showing as below:

XNEP:LLBS' s PS Ratio Range Over the Past 10 Years
Min: 3.03   Med: 7.74   Max: 15.97
Current: 7.61

During the past 13 years, Laxmi Laghubitta Bittiyanstha's highest PS Ratio was 15.97. The lowest was 3.03. And the median was 7.74.

XNEP:LLBS's PS Ratio is ranked worse than
75.95% of 524 companies
in the Credit Services industry
Industry Median: 2.855 vs XNEP:LLBS: 7.61

Laxmi Laghubitta Bittiyanstha's Revenue per Sharefor the three months ended in Apr. 2026 was NPR31.68. Its Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 was NPR122.89.

Warning Sign:

Laxmi Laghubitta Bittiya Sanstha Ltd revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of Laxmi Laghubitta Bittiyanstha was 10.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was -9.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was -4.10% per year. During the past 10 years, the average Revenue per Share Growth Rate was 13.40% per year.

During the past 13 years, Laxmi Laghubitta Bittiyanstha's highest 3-Year average Revenue per Share Growth Rate was 153.00% per year. The lowest was -13.60% per year. And the median was 28.90% per year.

Back to Basics: PS Ratio


Laxmi Laghubitta Bittiyanstha  (XNEP:LLBS) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Laxmi Laghubitta Bittiyanstha PS Ratio Related Terms


Laxmi Laghubitta Bittiyanstha PS Ratio Historical Data

* Premium members only.

The historical data trend for Laxmi Laghubitta Bittiyanstha's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Laxmi Laghubitta Bittiyanstha PS Ratio Chart

Laxmi Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.13 7.76 8.99 11.89 9.78

Laxmi Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.06 9.78 8.23 8.09 7.93

XNEP:LLBS vs V, MA, AXP: PS Ratio Comparison

For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Laxmi Laghubitta Bittiyanstha PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's PS Ratio distribution charts can be found below:

* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's PS Ratio falls into.


XNEP:LLBS
64GF Score
Laxmi Laghubitta Bittiya Sanstha Ltd XNEP:LLBS
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Laxmi Laghubitta Bittiyanstha PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Laxmi Laghubitta Bittiyanstha's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=935.00/122.887
=7.61

Laxmi Laghubitta Bittiyanstha's Share Price of today is NPR935.00.
Laxmi Laghubitta Bittiyanstha's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR122.89.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 7.61 mean?
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a PS Ratio of 7.61 as of Jul. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is near median its historical median of 7.74. Over the past decade, Laxmi Laghubitta Bittiyanstha's PS Ratio has ranged from 3.03 to 15.97. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #398 out of 524 companies in the Credit Services industry, placing it in the top 76%.
Is Laxmi Laghubitta Bittiyanstha's PS Ratio too high?
Laxmi Laghubitta Bittiyanstha's current PS Ratio of 7.61 is near median its 10-year median of 7.74. Over the past 10 years, this metric has ranged from a low of 3.03 to a high of 15.97. The Credit Services industry median PS Ratio is 2.86. Laxmi Laghubitta Bittiyanstha's value of 7.61 is 166.5% above this industry median. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #398 out of 524 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #398 out of 524 companies for PS Ratio. This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median PS Ratio is 2.86. Laxmi Laghubitta Bittiyanstha's value of 7.61 is 166.5% above this benchmark. Historically, Laxmi Laghubitta Bittiyanstha's own PS Ratio has ranged from 3.03 to 15.97 over the past decade. While the company's 10-year median is 7.74 vs. the industry median of 2.86, Laxmi Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.86, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Laghubitta Bittiyanstha's current PS Ratio of 7.61 is 166.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median PS Ratio is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current PS Ratio is 7.61, which is near median its own 10-year median of 7.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,047.07, compared to a current price of NPR935.00 — trading 10.7% below its estimated fair value. The current PS Ratio is 7.61, which is near median its 10-year median of 7.74 and 166.5% above the Credit Services industry median of 2.86. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current PS Ratio is 7.61 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?

Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR935.00 is trading 10.7% below its estimated GF Value™ of NPR1,047.07. GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:LLBS:

  • PS Ratio: 7.61 (near median its 10-year median of 7.74)
  • GF Value™: NPR1,047.07 vs. price of NPR935.00 (10.7% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 166.5% above the Credit Services median (#398 of 524)

No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Laxmi Laghubitta Bittiyanstha Business Description

Address Kapan Marg, Maharajgunj, Kathmandu - 03, Kathmandu, NPL
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score

Get the complete analysis for XNEP:LLBS

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR935.00
Price
NPR1,047.07
GF Value