What is Laxmi Laghubitta Bittiyanstha Net Margin %?
Laxmi Laghubitta BittiyansthaXNEP:LLBS 64 Net Margin % is 16.76% as of Apr. 2026, which is 35% below its 10-year median of 25.60. GuruFocus rates XNEP:LLBS with a GF Score™ of 64/100 and a GF Value™ of NPR1,147.00 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 533 Credit Services companies, Laxmi Laghubitta Bittiyanstha ranks worse than 66.98% on this metric.
The historical rank and industry rank for Laxmi Laghubitta Bittiyanstha's Net Margin % or its related term are showing as below:
XNEP:LLBS'
s Net Margin % Range Over the Past 10 Years
Min: -14.18 Med: 25.6 Max: 36.9
Current: 7.11
XNEP:LLBS's Net Margin % is ranked worse than 66.98% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs XNEP:LLBS: 7.11
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Laxmi Laghubitta Bittiyanstha Net Margin % Related Terms
Laxmi Laghubitta Bittiyanstha Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Laxmi Laghubitta Bittiyanstha's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Laxmi Laghubitta Bittiyanstha Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Laxmi Laghubitta Bittiyanstha's Net Margin % distribution charts can be found below:
* The bar in red indicates where Laxmi Laghubitta Bittiyanstha's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) has a Net Margin % of 16.76% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. This is 35% below median its historical median of 25.60. According to the industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #357 out of 533 companies in the Credit Services industry, placing it in the top 67%.
Is Laxmi Laghubitta Bittiyanstha's Net Margin % too high?
Laxmi Laghubitta Bittiyanstha's current Net Margin % of 16.76% is 35% below median its 10-year median of 25.60. The Credit Services industry median Net Margin % is 14.54. Laxmi Laghubitta Bittiyanstha's value of 16.76% is 15.3% above this industry median. Based on the distribution chart, Laxmi Laghubitta Bittiyanstha ranks #357 out of 533 companies in the Credit Services industry, which is below the industry midpoint. Overall, Laxmi Laghubitta Bittiyanstha has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Laxmi Laghubitta Bittiyanstha's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Laxmi Laghubitta Bittiyanstha ranks #357 out of 533 companies for Net Margin %. This places Laxmi Laghubitta Bittiyanstha in the lower half of its industry. The industry median Net Margin % is 14.54. Laxmi Laghubitta Bittiyanstha's value of 16.76% is 15.3% above this benchmark. While the company's 10-year median is 25.60 vs. the industry median of 14.54, Laxmi Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Laxmi Laghubitta Bittiyanstha's current Net Margin % of 16.76% is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Laxmi Laghubitta Bittiyanstha and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Laxmi Laghubitta Bittiyanstha's current Net Margin % is 16.76%, which is 35% below median its own 10-year median of 25.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Laxmi Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR1,147.00, compared to a current price of NPR923.00 — trading 19.5% below its estimated fair value. The current Net Margin % is 16.76%, which is 35% below median its 10-year median of 25.60 and 15.3% above the Credit Services industry median of 14.54. Laxmi Laghubitta Bittiyanstha's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Laxmi Laghubitta Bittiyanstha (XNEP:LLBS), the current Net Margin % is 16.76% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Laxmi Laghubitta Bittiyanstha (XNEP:LLBS) Overvalued in 2026?
Based on GuruFocus' analysis, Laxmi Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR923.00 is trading 19.5% below its estimated GF Value™ of NPR1,147.00.
GuruFocus considers Laxmi Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:LLBS:
Net Margin %: 16.76% (35% below median its 10-year median of 25.60)
GF Value™: NPR1,147.00 vs. price of NPR923.00 (19.5% below fair value)
Industry Position: 15.3% above the Credit Services median (#357 of 533)
No single metric tells the full story. See the XNEP:LLBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Laxmi Laghubitta Bittiyanstha Business Description
Laxmi Laghubitta Bittiya Sanstha Ltd is a microfinance company. The various financial products and services provided by the company include; saving products like Compulsory Savings Account (CSA), Samriddhi Savings Account (SSA), and Laxmi Bal Bachat Account (LBBA); different types of loans such as Laxmi Educational Loan, Seasonal Business Loan, Alternative Energy Loan, etc.; microinsurance; and remittance services.
64GF Score
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