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First Seacoast Bancorp (First Seacoast Bancorp) PS Ratio

: 4.37 (As of Today)
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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, First Seacoast Bancorp's share price is $8.75. First Seacoast Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $2.00. Hence, First Seacoast Bancorp's PS Ratio for today is 4.37.

Warning Sign:

First Seacoast Bancorp Inc stock PS Ratio (=4.37) is close to 5-year high of 4.45

The historical rank and industry rank for First Seacoast Bancorp's PS Ratio or its related term are showing as below:

FSEA' s PS Ratio Range Over the Past 10 Years
Min: 1.67   Med: 3.23   Max: 4.45
Current: 4.39

During the past 7 years, First Seacoast Bancorp's highest PS Ratio was 4.45. The lowest was 1.67. And the median was 3.23.

FSEA's PS Ratio is ranked worse than
83.2% of 1452 companies
in the Banks industry
Industry Median: 2.38 vs FSEA: 4.39

First Seacoast Bancorp's Revenue per Sharefor the three months ended in Dec. 2023 was $-0.24. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $2.00.

Warning Sign:

First Seacoast Bancorp Inc revenue per share has been in decline for the last 5 years.

During the past 12 months, the average Revenue per Share Growth Rate of First Seacoast Bancorp was -38.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was -6.80% per year. During the past 5 years, the average Revenue per Share Growth Rate was -14.10% per year.

During the past 7 years, First Seacoast Bancorp's highest 3-Year average Revenue per Share Growth Rate was -6.80% per year. The lowest was -19.00% per year. And the median was -14.05% per year.

Back to Basics: PS Ratio


First Seacoast Bancorp PS Ratio Historical Data

The historical data trend for First Seacoast Bancorp's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Seacoast Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial 1.96 3.59 3.81 2.96 3.84

First Seacoast Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.96 2.62 2.56 2.55 3.84

Competitive Comparison

For the Banks - Regional subindustry, First Seacoast Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Seacoast Bancorp PS Ratio Distribution

For the Banks industry and Financial Services sector, First Seacoast Bancorp's PS Ratio distribution charts can be found below:

* The bar in red indicates where First Seacoast Bancorp's PS Ratio falls into.



First Seacoast Bancorp PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

First Seacoast Bancorp's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=8.75/2.002
=4.37

First Seacoast Bancorp's Share Price of today is $8.75.
First Seacoast Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.00.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


First Seacoast Bancorp  (NAS:FSEA) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


First Seacoast Bancorp PS Ratio Related Terms

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First Seacoast Bancorp (First Seacoast Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
633 Central Avenue, Dover, NH, USA, 03820
First Seacoast Bancorp Inc is a savings and loan holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank, in one-to-four-family residential real estate loans, commercial real estate, and multi-family real estate loans, acquisition, development and land loans, commercial and industrial loans, home equity loans and lines of credit and consumer loans. The company generates revenue from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities and bank-owned life insurance.
Executives
Richard M Donovan director, officer: SVP and CFO C/O FIRST SEACOAST BANCORP, 633 CENTRAL AVENUE, DOVER NH 03820
Mark P. Boulanger director 633 CENTRAL AVENUE, DOVER NH 03820
James R. Brannen director, officer: President & CEO 633 CENTRAL AVENUE, DOVER NH 03820
Paul Nee officer: SVP and CIO 633 CENTRAL AVENUE, DOVER NH 03820
Timothy F. Dargan officer: SVP and Sr. CLO 633 CENTRAL AVENUE, DOVER NH 03820
Thomas J. Jean director 633 CENTRAL AVENUE, DOVER NH 03820
John E. Swenson officer: SVP and CRO 633 CENTRAL AVENUE, DOVER NH 03820
Michael J. Bolduc director 633 CENTRAL AVENUE, DOVER NH 03820
James Jalbert director 633 CENTRAL AVENUE, DOVER NH 03820
Janet Sylvester director 633 CENTRAL AVENUE, DOVER NH 03820
Paula J. Williamson-reid director 633 CENTRAL AVENUE, DOVER NH 03820
Jean Tremblay officer: SVP and Sr. RLO 633 CENTRAL AVENUE, DOVER NH 03820
Dana C Lynch director 633 CENTRAL AVENUE, DOVER NH 03820
Erica A. Johnson director 633 CENTRAL AVENUE, DOVER NH 03820
Patricia A. Barbour director 633 CENTRAL AVENUE, DOVER NH 03820