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SAB Finance ASXPRA:SABFG 58 EV-to-FCF is 19.10 as of Aug. 29, 2026, which is 741% above its 10-year median of 2.27. GuruFocus rates XPRA:SABFG with a GF Score™ of 58/100 and a GF Value™ of Kč986.62 (Fairly Valued). The stock has 7 warning signs investors should review. Among 422 Capital Markets companies, SAB Finance AS ranks worse than 66.35% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SAB Finance AS's Enterprise Value is Kč3,388.35 Mil.
SAB Finance AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was Kč177.39 Mil. Therefore, SAB Finance AS's EV-to-FCF for today is 19.10.
The historical rank and industry rank for SAB Finance AS's EV-to-FCF or its related term are showing as below:
XPRA:SABFG'
s EV-to-FCF Range Over the Past 10 Years
Min: -16.25 Med: 2.27 Max: 137.98
Current: 19.1
During the past 9 years, the highest EV-to-FCF of SAB Finance AS was 137.98. The lowest was -16.25. And the median was 2.27.
XPRA:SABFG's EV-to-FCF is ranked worse than 66.35% of 422
companies
in the Capital Markets industry
Industry Median: 9.965
vs XPRA:SABFG: 19.10
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SAB Finance AS's PE Ratio (TTM) for today is calculated as:
SAB Finance AS's share price for today is Kč1060.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SAB Finance AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was Kč93.606.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SAB Finance AS EV-to-FCF Related Terms
SAB Finance AS EV-to-FCF Historical Data
* Premium members only.
The historical data trend for SAB Finance AS's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, SAB Finance AS's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SAB Finance AS EV-to-FCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, SAB Finance AS's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SAB Finance AS's EV-to-FCF falls into.
SAB Finance AS's current Enterprise Value is Kč3,388.35 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. SAB Finance AS's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was Kč177.39 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SAB Finance AS (XPRA:SABFG) has a EV-to-FCF of 19.10 as of Aug. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SAB Finance AS and its competitors. This is 741% above median its historical median of 2.27. According to the industry distribution chart, SAB Finance AS ranks #280 out of 422 companies in the Capital Markets industry, placing it in the top 66.4%.
Is SAB Finance AS's EV-to-FCF too high?
SAB Finance AS's current EV-to-FCF of 19.10 is 741% above median its 10-year median of 2.27. The Capital Markets industry median EV-to-FCF is 9.97. SAB Finance AS's value of 19.10 is 91.7% above this industry median. Based on the distribution chart, SAB Finance AS ranks #280 out of 422 companies in the Capital Markets industry, which is below the industry midpoint. Overall, SAB Finance AS has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SAB Finance AS's EV-to-FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, SAB Finance AS ranks #280 out of 422 companies for EV-to-FCF. This places SAB Finance AS in the lower half of its industry. The industry median EV-to-FCF is 9.97. SAB Finance AS's value of 19.10 is 91.7% above this benchmark. While the company's 10-year median is 2.27 vs. the industry median of 9.97, SAB Finance AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Capital Markets company?
The median EV-to-FCF among Capital Markets companies is 9.97, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SAB Finance AS's current EV-to-FCF of 19.10 is 91.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SAB Finance AS and its competitors. For the Capital Markets industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SAB Finance AS's current EV-to-FCF is 19.10, which is 741% above median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAB Finance AS stock overvalued right now?
Based on GuruFocus' analysis, SAB Finance AS (XPRA:SABFG) is currently considered Fairly Valued. The stock's GF Value™ is Kč986.62, compared to a current price of Kč1,060.00 — trading 7.4% above its estimated fair value. The current EV-to-FCF is 19.10, which is 741% above median its 10-year median of 2.27 and 91.7% above the Capital Markets industry median of 9.97. SAB Finance AS's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SAB Finance AS (XPRA:SABFG), the current EV-to-FCF is 19.10 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SAB Finance AS (XPRA:SABFG) Overvalued in 2026?
Based on GuruFocus' analysis, SAB Finance AS stock appears to be overvalued.
The current stock price of Kč1,060.00 is trading 7.4% above its estimated GF Value™ of Kč986.62.
GuruFocus considers SAB Finance AS to be Fairly Valued.
Key valuation signals for XPRA:SABFG:
EV-to-FCF: 19.10 (741% above median its 10-year median of 2.27)
GF Value™: Kč986.62 vs. price of Kč1,060.00 (7.4% above fair value)
Industry Position: 91.7% above the Capital Markets median (#280 of 422)
No single metric tells the full story. See the XPRA:SABFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SAB Finance AS is engaged in providing International Payment Solutions considering the foreign exchange fluctuations. Its platform allows to make outgoing payments and receive incoming payments. Some of the services offered by the company include Market Watch, Foreign Currency Analysis, Regular Payments, and Multi-Payments.
58GF Score
Get the complete analysis for XPRA:SABFG
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