Catalyst BancorpCLST +0.06%71 EV-to-FCF is 11.29 as of Jul. 01, 2026, which is 19% below its 10-year median of 13.99. GuruFocus rates CLST with a GF Score™ of 71/100 and a GF Value™ of $19.04 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,194 Banks companies, Catalyst Bancorp ranks worse than 66.75% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Catalyst Bancorp's Enterprise Value is $38.33 Mil.
Catalyst Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $3.40 Mil. Therefore, Catalyst Bancorp's EV-to-FCF for today is 11.29.
The historical rank and industry rank for Catalyst Bancorp's EV-to-FCF or its related term are showing as below:
CLST'
s EV-to-FCF Range Over the Past 10 Years
Min: -8.41 Med: 13.99 Max: 94.1
Current: 11.29
During the past 7 years, the highest EV-to-FCF of Catalyst Bancorp was 94.10. The lowest was -8.41. And the median was 13.99.
CLST's EV-to-FCF is ranked worse than 66.75% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs CLST: 11.29
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Catalyst Bancorp's PE Ratio (TTM) for today is calculated as:
Catalyst Bancorp's share price for today is $16.56.
Catalyst Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.550.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Catalyst Bancorp EV-to-FCF Related Terms
Catalyst Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Catalyst Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Catalyst Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Catalyst Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Catalyst Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Catalyst Bancorp's EV-to-FCF falls into.
Catalyst Bancorp's current Enterprise Value is $38.33 Mil.
Catalyst Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.40 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Catalyst Bancorp (CLST) has a EV-to-FCF of 11.29 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Catalyst Bancorp and its competitors. This is 19% below median its historical median of 13.99. According to the industry distribution chart, Catalyst Bancorp ranks #797 out of 1194 companies in the Banks industry, placing it in the top 66.8%.
Is Catalyst Bancorp's EV-to-FCF too high?
Catalyst Bancorp's current EV-to-FCF of 11.29 is 19% below median its 10-year median of 13.99. The Banks industry median EV-to-FCF is 6.57. Catalyst Bancorp's value of 11.29 is 72% above this industry median. Based on the distribution chart, Catalyst Bancorp ranks #797 out of 1194 companies in the Banks industry, which is below the industry midpoint. Overall, Catalyst Bancorp has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Catalyst Bancorp's EV-to-FCF compare to LSFG and SMAL?
According to the Banks industry distribution chart, Catalyst Bancorp ranks #797 out of 1194 companies for EV-to-FCF. This places Catalyst Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.57. Catalyst Bancorp's value of 11.29 is 72% above this benchmark. While the company's 10-year median is 13.99 vs. the industry median of 6.57, Catalyst Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Catalyst Bancorp's current EV-to-FCF of 11.29 is 72% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Catalyst Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Catalyst Bancorp's current EV-to-FCF is 11.29, which is 19% below median its own 10-year median of 13.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Catalyst Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Catalyst Bancorp (CLST) is currently considered Modestly Undervalued. The stock's GF Value™ is $19.04, compared to a current price of $16.56 — trading 13% below its estimated fair value. The current EV-to-FCF is 11.29, which is 19% below median its 10-year median of 13.99 and 72% above the Banks industry median of 6.57. Catalyst Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Catalyst Bancorp (CLST), the current EV-to-FCF is 11.29 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Catalyst Bancorp (CLST) Overvalued in 2026?
Based on GuruFocus' analysis, Catalyst Bancorp stock appears to be undervalued.
The current stock price of $16.56 is trading 13% below its estimated GF Value™ of $19.04.
GuruFocus considers Catalyst Bancorp to be Modestly Undervalued.
Key valuation signals for CLST:
EV-to-FCF: 11.29 (19% below median its 10-year median of 13.99)
GF Value™: $19.04 vs. price of $16.56 (13% below fair value)
Industry Position: 72% above the Banks median (#797 of 1194)
No single metric tells the full story. See the CLST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Catalyst Bancorp Inc is a bank holding company. Through its subsidiary, which is a federally chartered community-oriented savings bank, it is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The sources of funds are customer deposits, repayments of loans, maturities of investments, and funds borrowed from outside sources, which are used for the origination of loans. It operates in one reportable segment, which generates income principally from interest on loans and investment securities, as well as from fees charged in connection with various loan and deposit services.
71GF Score
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