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Commercial National Financial (PA) (Commercial National Financial (PA)) Risk Assessment


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What is Commercial National Financial (PA) Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Commercial National Financial (PA) is: High Risk: High uncertainty with risk-return tradeoff.


Competitive Comparison of Commercial National Financial (PA)'s Risk Assessment

For the Banks - Regional subindustry, Commercial National Financial (PA)'s Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial National Financial (PA)'s Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Commercial National Financial (PA)'s Risk Assessment distribution charts can be found below:

* The bar in red indicates where Commercial National Financial (PA)'s Risk Assessment falls into.



Commercial National Financial (PA)  (OTCPK:CNAF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.


Commercial National Financial (PA) Risk Assessment Related Terms

Thank you for viewing the detailed overview of Commercial National Financial (PA)'s Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.


Commercial National Financial (PA) (Commercial National Financial (PA)) Business Description

Traded in Other Exchanges
N/A
Address
900 Ligonier Street, PO Box 429, Latrobe, PA, USA, 15650
Commercial National Financial Corp (PA) is a bank holding company. The bank's primary business includes taking deposits and granting loans to customers in the area of Westmoreland County, Pennsylvania. The bank offers a full range of banking services including extending credit, providing deposit services, marketing non-deposit investments and offering financial counseling. It provides traditional banking and related financial services to individual, business and government customers which include time, savings and demand deposits, the making of commercial, consumer and mortgage loans, and other financial services.
Executives
John T Babilya director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
George V Welty director, officer: Non-Executive Chairman ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Steven H Landers director PO BOX 429, 900 LIGONIER STREET, LATROBE PA 15650
Elaine Rose Bohatch officer: VP/Chief Investmt Ofc/Trust 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Roy Dale Landers director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Bruce A Robinson director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
C Edward Wible director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Debra L Spatola director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Kelly R Moreman officer: Exec VP/Mgr Risk Mgmnt PO BOX 429, LATROBE PA 15650
Cheryl M. Letterio officer: Sr Vice President/Cmplnce Ofcr 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650
Frank E Jobe director ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Dorothy S Hunter director, 10 percent owner P O BOX 429, LATROBE PA 15650
Gregg E Hunter director, 10 percent owner, officer: Vice Chairman/President & CEO ENERGIZER HOLDINGS INC, 533 MARYVILLE UNIVERSITY DR, ST LOUIS MO 63141
Michael A Schmidt officer: Executive Vice President/COO PO BOX 429, LATROBE PA 15650
Hunter Stock Trust director 900 LIGONIER STREET, PO BOX 429, LATROBE PA 15650

Commercial National Financial (PA) (Commercial National Financial (PA)) Headlines