Alior Bank (OTCPK:ALORY) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Alior Bank Forward PE Ratio Related Terms
Alior Bank Forward PE Ratio Historical Data
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The historical data trend for Alior Bank's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alior Bank Forward PE Ratio Chart
Alior Bank Annual Data
Trend
2021-12
2022-12
2024-12
2025-12
Forward PE Ratio
8.12
2.37
8.85
7.50
Alior Bank Quarterly Data
2016-06
2016-09
2020-09
2021-12
2022-03
2022-09
2022-12
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
14.58
14.41
7.09
8.12
8.66
5.37
2.37
8.85
8.44
7.93
10.02
7.50
8.28
ALORY vs JPM, BAC, WFC: Forward PE Ratio Comparison
For the Banks - Diversified subindustry, Alior Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Alior Bank's Forward PE Ratio falls into.
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Alior Bank (ALORY) has a Forward PE Ratio of 7.89 as of Jul. 06, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Alior Bank and its competitors. According to the industry distribution chart, Alior Bank ranks #280 out of 817 companies in the Banks industry, placing it in the top 34.3%.
Is Alior Bank's Forward PE Ratio too high?
Alior Bank's current Forward PE Ratio is 7.89. The Banks industry median Forward PE Ratio is 11.12. Alior Bank's value of 7.89 is 29% below this industry median. Based on the distribution chart, Alior Bank ranks #280 out of 817 companies in the Banks industry, which is above the industry midpoint. Overall, Alior Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's Forward PE Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #280 out of 817 companies for Forward PE Ratio. This puts Alior Bank in the upper half of its industry. The industry median Forward PE Ratio is 11.12. Alior Bank's value of 7.89 is 29% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.12, based on 817 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current Forward PE Ratio of 7.89 is 29% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Alior Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 11.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current Forward PE Ratio is 7.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current Forward PE Ratio of 7.89. The stock's GF Value™ is $10.77, compared to a current price of $14.74 — trading 36.9% above its estimated fair value. The current Forward PE Ratio is 7.89 and 29% below the Banks industry median of 11.12. Alior Bank's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Alior Bank (ALORY), the current Forward PE Ratio is 7.89 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (ALORY) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of $14.74 is trading 36.9% above its estimated GF Value™ of $10.77.
Key valuation signals for ALORY:
Forward PE Ratio: 7.89
GF Value™: $10.77 vs. price of $14.74 (36.9% above fair value)
Industry Position: 29% below the Banks median (#280 of 817)
No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
72GF Score
Get the complete analysis for ALORY
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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