3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-11), BayFirst Financial's 3-1 Month Momentum % is 7.64%.
The industry rank for BayFirst Financial's 3-1 Month Momentum % or its related term are showing as below:
BAFN's 3-1 Month Momentum % is ranked better than 81.11% of 1567
companies
in the Banks industry
Industry Median: 0.96
vs BAFN: 7.64
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
BayFirst Financial 3-1 Month Momentum % Related Terms
BAFN vs FPBC, MNBO, GTPS: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, BayFirst Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayFirst Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, BayFirst Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where BayFirst Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BayFirst Financial (BAFN) has a 3-1 Month Momentum % of 7.64% as of Jul. 11, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BayFirst Financial and its competitors. According to the industry distribution chart, BayFirst Financial ranks #296 out of 1567 companies in the Banks industry, placing it in the top 18.9%.
Is BayFirst Financial's 3-1 Month Momentum % too high?
BayFirst Financial's current 3-1 Month Momentum % is 7.64%. The Banks industry median 3-1 Month Momentum % is 0.96. BayFirst Financial's value of 7.64% is 695.8% above this industry median. Based on the distribution chart, BayFirst Financial ranks #296 out of 1567 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BayFirst Financial has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does BayFirst Financial's 3-1 Month Momentum % compare to FPBC and MNBO?
According to the Banks industry distribution chart, BayFirst Financial ranks #296 out of 1567 companies for 3-1 Month Momentum %. This places BayFirst Financial in the top 19% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.96. BayFirst Financial's value of 7.64% is 695.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.96, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayFirst Financial's current 3-1 Month Momentum % of 7.64% is 695.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on BayFirst Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayFirst Financial's current 3-1 Month Momentum % is 7.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, BayFirst Financial (BAFN) is currently considered Fairly Valued. The stock's GF Value™ is $5.85, compared to a current price of $5.42 — trading 7.4% below its estimated fair value. The current 3-1 Month Momentum % is 7.64% and 695.8% above the Banks industry median of 0.96. BayFirst Financial's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For BayFirst Financial (BAFN), the current 3-1 Month Momentum % is 7.64% as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayFirst Financial (BAFN) Overvalued in 2026?
Based on GuruFocus' analysis, BayFirst Financial stock appears to be undervalued.
The current stock price of $5.42 is trading 7.4% below its estimated GF Value™ of $5.85.
GuruFocus considers BayFirst Financial to be Fairly Valued.
Key valuation signals for BAFN:
3-1 Month Momentum %: 7.64%
GF Value™: $5.85 vs. price of $5.42 (7.4% below fair value)
Industry Position: 695.8% above the Banks median (#296 of 1567)
No single metric tells the full story. See the BAFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayFirst Financial Corp is a bank holding company that operates through its wholly owned subsidiary. The Company generates the majority of its revenue from interest on loans and noninterest income. The primary sources of funding for its loans are loan payments, deposits, and borrowings. It is dependent on noninterest income, which is derived from net gain on the sales of the guaranteed portion of government-guaranteed loans and service fee income. The company provides personal banking and business banking services.
55GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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