Business Description
Green Dot Corp
NAICS : 522320
SIC : 7323
ISIN : US39304D1028
Share Class Description:
GDOT: Class ATotal Employee Number:
900Description
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 17.45 | |||||
Equity-to-Asset | 0.15 | |||||
Debt-to-Equity | 0.07 | |||||
Debt-to-EBITDA | 0.57 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.05 | |||||
Beneish M-Score | -2.06 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12 | |||||
3-Year EBITDA Growth Rate | -13.6 | |||||
3-Year EPS without NRI Growth Rate | -18.3 | |||||
3-Year FCF Growth Rate | -30.6 | |||||
3-Year Book Growth Rate | 1.9 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 48.15 | |||||
9-Day RSI | 51.2 | |||||
14-Day RSI | 52.24 | |||||
3-1 Month Momentum % | 3.91 | |||||
6-1 Month Momentum % | 11.88 | |||||
12-1 Month Momentum % | -0.15 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.45 | |||||
Quick Ratio | 0.45 | |||||
Cash Ratio | 0.22 | |||||
Days Sales Outstanding | 9.18 | |||||
Days Payable | 21.58 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -2.4 | |||||
Shareholder Yield % | -16.65 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 26.39 | |||||
Operating Margin % | 1.05 | |||||
Net Margin % | -1.14 | |||||
EBITDA Margin % | 5.06 | |||||
FCF Margin % | 3.66 | |||||
OCF Margin % | 6.85 | |||||
ROE % | -2.82 | |||||
ROA % | -0.43 | |||||
ROIC % | 0.29 | |||||
3-Year ROIIC % | -4.06 | |||||
ROC (Joel Greenblatt) % | 11.76 | |||||
ROCE % | 2.41 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 8.26 | |||||
PE Ratio without NRI | 15.52 | |||||
Shiller PE Ratio | 14.52 | |||||
Price-to-Owner-Earnings | 73.81 | |||||
PS Ratio | 0.33 | |||||
PB Ratio | 0.81 | |||||
Price-to-Tangible-Book | 1.32 | |||||
Price-to-Free-Cash-Flow | 9.55 | |||||
Price-to-Operating-Cash-Flow | 4.96 | |||||
EV-to-EBIT | -13.3 | |||||
EV-to-Forward-EBIT | 10.39 | |||||
EV-to-EBITDA | -2.76 | |||||
EV-to-Forward-EBITDA | 3.08 | |||||
EV-to-Revenue | -0.14 | |||||
EV-to-Forward-Revenue | 0.53 | |||||
EV-to-FCF | -3.81 | |||||
Price-to-GF-Value | 1 | |||||
Price-to-Projected-FCF | 0.4 | |||||
Price-to-Median-PS-Value | 0.25 | |||||
Price-to-Graham-Number | 0.95 | |||||
Earnings Yield (Greenblatt) % | -7.52 | |||||
FCF Yield % | 10.91 | |||||
Forward Rate of Return (Yacktman) % | 4.25 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NYSE:GDOT
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Green Dot Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,269.571 | ||
| EPS (TTM) ($) | -0.51 | ||
| Beta | 0.4475 | ||
| 3-Year Sharpe Ratio | -0.15 | ||
| 3-Year Sortino Ratio | -0.22 | ||
| Volatility % | 44.56 | ||
| 14-Day RSI | 52.24 | ||
| 14-Day ATR ($) | 0.21676 | ||
| 20-Day SMA ($) | 13.3595 | ||
| 12-1 Month Momentum % | -0.15 | ||
| 52-Week Range ($) | 10.1 - 15.4099 | ||
| Shares Outstanding (Mil) | 56.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Green Dot Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Green Dot Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-10 17:00 | In 77 days | ||
| Third quarter earnings results for 2026 | 2026-11-10 | In 76 days | ||
| General meeting for 2026 | 2026-08-28 12:00 | In 3 days | ||
| Second quarter earnings results for 2026 | 2026-08-10 | 13.15 (-2.01%) | ||
| First quarter earnings results for 2026 | 2026-05-11 | 12.62 (+0.00%) | ||
| Annual report for 2025 | 2026-03-16 | 10.53 (-6.07%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-12 | 11.43 (-0.52%) | ||
| Green Dot/CommerceOne/Smith Ventures Transaction Call | 2025-11-24 08:30 | 11.80 (+6.79%) | ||
| Third quarter earnings conference call for 2025 | 2025-11-10 17:00 | 11.56 (-1.62%) | ||
| Third quarter earnings results for 2025 | 2025-11-10 | 11.56 (-1.62%) |
Show
Entries
Green Dot Corp Frequently Asked Questions
What is Green Dot Corp(GDOT)'s stock price today?
The current price of GDOT is $13.36. The 52 week high of GDOT is $15.41 and 52 week low is $10.10.
When is next earnings date of Green Dot Corp(GDOT)?
The next earnings date of Green Dot Corp(GDOT) is 2026-11-10 Est..
Does Green Dot Corp(GDOT) pay dividends? If so, how much?
Green Dot Corp(GDOT) does not pay dividend.
Guru Commentaries on NYSE:GDOT
Curreen Capital
Bullish
2026 Q2
Q2 2026 Letter
What the manager wrote
Green Dot is a fintech company that is undergoing a merger with CommerceOne Financial, which presents a compelling opportunity. The merger will combine two high ROE banks, allowing Green Dot Bank to leverage cheap deposits from its debit cards to make profitable business loans. This synergy is expected to create a more profitable entity than either company could achieve alone. The stock price is attractive compared to the future value of the combined bank, which should command a high multiple to book value. However, the merger's completion is uncertain, prompting a cautious approach until more clarity is provided.
Press Release
Articles on Green Dot Corp
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers