Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 8.61
NYSE:GDOT's Cash-to-Debt is ranked higher than
51% of the 421 Companies
in the Global Credit Services industry.

( Industry Median: 2.52 vs. NYSE:GDOT: 8.61 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:GDOT' s Cash-to-Debt Range Over the Past 10 Years
Min: 5.16  Med: No Debt Max: No Debt
Current: 8.61
Equity-to-Asset 0.39
NYSE:GDOT's Equity-to-Asset is ranked lower than
56% of the 405 Companies
in the Global Credit Services industry.

( Industry Median: 0.45 vs. NYSE:GDOT: 0.39 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:GDOT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.33  Med: 0.44 Max: 0.66
Current: 0.39
0.33
0.66
Debt-to-Equity 0.12
NYSE:GDOT's Debt-to-Equity is ranked higher than
93% of the 221 Companies
in the Global Credit Services industry.

( Industry Median: 1.30 vs. NYSE:GDOT: 0.12 )
Ranked among companies with meaningful Debt-to-Equity only.
NYSE:GDOT' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12  Med: 0.18 Max: 0.23
Current: 0.12
0.12
0.23
Debt-to-EBITDA 0.52
NYSE:GDOT's Debt-to-EBITDA is ranked higher than
92% of the 276 Companies
in the Global Credit Services industry.

( Industry Median: 6.81 vs. NYSE:GDOT: 0.52 )
Ranked among companies with meaningful Debt-to-EBITDA only.
NYSE:GDOT' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.52  Med: 0.97 Max: 1.33
Current: 0.52
0.52
1.33
Interest Coverage 14.94
NYSE:GDOT's Interest Coverage is ranked higher than
52% of the 380 Companies
in the Global Credit Services industry.

( Industry Median: 9.45 vs. NYSE:GDOT: 14.94 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:GDOT' s Interest Coverage Range Over the Past 10 Years
Min: 6.94  Med: 241.18 Max: 63670
Current: 14.94
6.94
63670
Piotroski F-Score: 6
Altman Z-Score: 2.52
Beneish M-Score: -2.03
WACC vs ROIC
7.81%
78.16%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 10.85
NYSE:GDOT's Operating Margin % is ranked lower than
65% of the 414 Companies
in the Global Credit Services industry.

( Industry Median: 18.01 vs. NYSE:GDOT: 10.85 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:GDOT' s Operating Margin % Range Over the Past 10 Years
Min: 8.54  Med: 13.21 Max: 27.11
Current: 10.85
8.54
27.11
Net Margin % 8.61
NYSE:GDOT's Net Margin % is ranked lower than
60% of the 415 Companies
in the Global Credit Services industry.

( Industry Median: 12.72 vs. NYSE:GDOT: 8.61 )
Ranked among companies with meaningful Net Margin % only.
NYSE:GDOT' s Net Margin % Range Over the Past 10 Years
Min: 5.53  Med: 8.64 Max: 15.83
Current: 8.61
5.53
15.83
ROE % 10.37
NYSE:GDOT's ROE % is ranked higher than
56% of the 412 Companies
in the Global Credit Services industry.

( Industry Median: 7.38 vs. NYSE:GDOT: 10.37 )
Ranked among companies with meaningful ROE % only.
NYSE:GDOT' s ROE % Range Over the Past 10 Years
Min: 5.77  Med: 13.64 Max: 82.48
Current: 10.37
5.77
82.48
ROA % 4.09
NYSE:GDOT's ROA % is ranked higher than
62% of the 427 Companies
in the Global Credit Services industry.

( Industry Median: 2.26 vs. NYSE:GDOT: 4.09 )
Ranked among companies with meaningful ROA % only.
NYSE:GDOT' s ROA % Range Over the Past 10 Years
Min: 2.32  Med: 8.2 Max: 33.71
Current: 4.09
2.32
33.71
ROC (Joel Greenblatt) % 116.59
NYSE:GDOT's ROC (Joel Greenblatt) % is ranked higher than
80% of the 336 Companies
in the Global Credit Services industry.

( Industry Median: 12.91 vs. NYSE:GDOT: 116.59 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
NYSE:GDOT' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 82.05  Med: 177.95 Max: 812.25
Current: 116.59
82.05
812.25
3-Year Revenue Growth Rate -2.90
NYSE:GDOT's 3-Year Revenue Growth Rate is ranked lower than
70% of the 349 Companies
in the Global Credit Services industry.

( Industry Median: 7.00 vs. NYSE:GDOT: -2.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:GDOT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 3.05 Max: 38.1
Current: -2.9
0
38.1
3-Year EBITDA Growth Rate 6.90
NYSE:GDOT's 3-Year EBITDA Growth Rate is ranked higher than
51% of the 306 Companies
in the Global Credit Services industry.

( Industry Median: 6.30 vs. NYSE:GDOT: 6.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:GDOT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5.3 Max: 15.8
Current: 6.9
0
15.8
3-Year EPS without NRI Growth Rate 1.70
NYSE:GDOT's 3-Year EPS without NRI Growth Rate is ranked lower than
59% of the 297 Companies
in the Global Credit Services industry.

( Industry Median: 7.40 vs. NYSE:GDOT: 1.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:GDOT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: -3.6 Max: 13.5
Current: 1.7
0
13.5
GuruFocus has detected 5 Warning Signs with Green Dot Corp NYSE:GDOT.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:GDOT's 30-Y Financials

Financials (Next Earnings Date: 2018-02-22)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

GDOT Guru Trades in Q4 2016

John Hussman 43,000 sh (New)
Barrow, Hanley, Mewhinney & Strauss 49,789 sh (New)
Jim Simons 422,800 sh (+8.74%)
Paul Tudor Jones Sold Out
Richard Snow 438,322 sh (-19.90%)
» More
Q1 2017

GDOT Guru Trades in Q1 2017

Barrow, Hanley, Mewhinney & Strauss 118,254 sh (+137.51%)
Jim Simons 522,000 sh (+23.46%)
John Hussman Sold Out
Richard Snow 363,342 sh (-17.11%)
» More
Q2 2017

GDOT Guru Trades in Q2 2017

Jim Simons 821,842 sh (+57.44%)
Barrow, Hanley, Mewhinney & Strauss 118,254 sh (unchged)
Richard Snow 283,123 sh (-22.08%)
» More
Q3 2017

GDOT Guru Trades in Q3 2017

Jim Simons 1,389,200 sh (+69.03%)
Barrow, Hanley, Mewhinney & Strauss 115,022 sh (-2.73%)
Richard Snow 104,277 sh (-63.17%)
» More
» Details

Insider Trades

Latest Guru Trades with GDOT

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Barrow, Hanley, Mewhinney & Strauss 2017-09-30 Reduce -2.73%$38.58 - $50.14 $ 63.3443%115,022
Barrow, Hanley, Mewhinney & Strauss 2017-03-31 Add 137.51%0.01%$23.63 - $33.39 $ 63.34124%118,254
Barrow, Hanley, Mewhinney & Strauss 2016-12-31 New Buy$21.49 - $25.32 $ 63.34171%49,789
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Credit Services » Credit Services    NAICS: 522320    SIC: 7323
Compare:NSE:SUNDARMFIN, TSX:EFN, HKSE:08207, TSE:8585, TSE:7164, BOM:533398, TPE:5871, HKSE:01606, NSE:CHOLAFIN, NYSE:FCFS, NSE:HUDCO, NAS:NAVI, NYSE:YRD, BKK:MTLS, NYSE:NNI, TSE:8253, MIL:CERV, NYSE:LC, BKK:SAWAD, NSE:SHRIRAMCIT » details
Traded in other countries:5GN.Germany,
Headquarter Location:USA
Green Dot Corp is a financial technology company. The firm provides financial services for consumers in the United States such as Account Services GoBank mobile checking and Visa- or Mastercard-branded prepaid debit cards.

Green Dot is a financial technology company that provides financial services for consumers in the United States without good banking options. Through its Account Services segment, the company offers GoBank mobile checking and Visa- or Mastercard-branded prepaid debit cards, both reloadable and non-reloadable. Green Dot also supplies private-label reloadable cards for Wal-Mart. Account services revenue is generated through monthly maintenance fees, ATM fees, new card fees, and interchange fees. The company's Processing and Settlement Services segment generates revenue through service fees on debit card reloads and tax refund processing. The tax refund processing business earns fees when customers of third-party tax preparers choose to pay the preparer's fee through Green Dot's service.

Ratios

vs
industry
vs
history
PE Ratio 45.88
GDOT's PE Ratio is ranked lower than
80% of the 331 Companies
in the Global Credit Services industry.

( Industry Median: 16.79 vs. GDOT: 45.88 )
Ranked among companies with meaningful PE Ratio only.
GDOT' s PE Ratio Range Over the Past 10 Years
Min: 7.43  Med: 26.07 Max: 134.38
Current: 45.88
7.43
134.38
Forward PE Ratio 25.19
GDOT's Forward PE Ratio is ranked lower than
86% of the 50 Companies
in the Global Credit Services industry.

( Industry Median: 12.03 vs. GDOT: 25.19 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 45.88
GDOT's PE Ratio without NRI is ranked lower than
79% of the 329 Companies
in the Global Credit Services industry.

( Industry Median: 16.79 vs. GDOT: 45.88 )
Ranked among companies with meaningful PE Ratio without NRI only.
GDOT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.43  Med: 26.07 Max: 134.38
Current: 45.88
7.43
134.38
Price-to-Owner-Earnings 136.81
GDOT's Price-to-Owner-Earnings is ranked lower than
88% of the 104 Companies
in the Global Credit Services industry.

( Industry Median: 15.20 vs. GDOT: 136.81 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GDOT' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 13.63  Med: 66.52 Max: 373.51
Current: 136.81
13.63
373.51
PB Ratio 4.33
GDOT's PB Ratio is ranked lower than
83% of the 405 Companies
in the Global Credit Services industry.

( Industry Median: 1.21 vs. GDOT: 4.33 )
Ranked among companies with meaningful PB Ratio only.
GDOT' s PB Ratio Range Over the Past 10 Years
Min: 1.08  Med: 1.87 Max: 18.39
Current: 4.33
1.08
18.39
PS Ratio 3.95
GDOT's PS Ratio is ranked higher than
52% of the 401 Companies
in the Global Credit Services industry.

( Industry Median: 3.46 vs. GDOT: 3.95 )
Ranked among companies with meaningful PS Ratio only.
GDOT' s PS Ratio Range Over the Past 10 Years
Min: 0.72  Med: 1.63 Max: 5.91
Current: 3.95
0.72
5.91
Price-to-Free-Cash-Flow 25.51
GDOT's Price-to-Free-Cash-Flow is ranked lower than
71% of the 92 Companies
in the Global Credit Services industry.

( Industry Median: 9.76 vs. GDOT: 25.51 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GDOT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 5.23  Med: 14.47 Max: 31.8
Current: 25.51
5.23
31.8
Price-to-Operating-Cash-Flow 19.26
GDOT's Price-to-Operating-Cash-Flow is ranked lower than
68% of the 117 Companies
in the Global Credit Services industry.

( Industry Median: 8.50 vs. GDOT: 19.26 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GDOT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.72  Med: 9.32 Max: 23.43
Current: 19.26
3.72
23.43
EV-to-EBIT 25.52
GDOT's EV-to-EBIT is ranked lower than
61% of the 345 Companies
in the Global Credit Services industry.

( Industry Median: 17.60 vs. GDOT: 25.52 )
Ranked among companies with meaningful EV-to-EBIT only.
GDOT' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.6  Med: 7.7 Max: 67.7
Current: 25.52
-3.6
67.7
EV-to-EBITDA 15.77
GDOT's EV-to-EBITDA is ranked higher than
55% of the 350 Companies
in the Global Credit Services industry.

( Industry Median: 15.57 vs. GDOT: 15.77 )
Ranked among companies with meaningful EV-to-EBITDA only.
GDOT' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 4.45 Max: 61
Current: 15.77
-2.3
61
EV-to-Revenue 3.08
GDOT's EV-to-Revenue is ranked higher than
78% of the 408 Companies
in the Global Credit Services industry.

( Industry Median: 5.42 vs. GDOT: 3.08 )
Ranked among companies with meaningful EV-to-Revenue only.
GDOT' s EV-to-Revenue Range Over the Past 10 Years
Min: -0.3  Med: 0.8 Max: 13
Current: 3.08
-0.3
13
PEG Ratio 26.41
GDOT's PEG Ratio is ranked lower than
95% of the 130 Companies
in the Global Credit Services industry.

( Industry Median: 0.98 vs. GDOT: 26.41 )
Ranked among companies with meaningful PEG Ratio only.
GDOT' s PEG Ratio Range Over the Past 10 Years
Min: 1.64  Med: 4.89 Max: 26.41
Current: 26.41
1.64
26.41
Current Ratio 0.96
GDOT's Current Ratio is ranked lower than
88% of the 200 Companies
in the Global Credit Services industry.

( Industry Median: 2.21 vs. GDOT: 0.96 )
Ranked among companies with meaningful Current Ratio only.
GDOT' s Current Ratio Range Over the Past 10 Years
Min: 0.92  Med: 1.42 Max: 2.68
Current: 0.96
0.92
2.68
Quick Ratio 0.96
GDOT's Quick Ratio is ranked lower than
85% of the 200 Companies
in the Global Credit Services industry.

( Industry Median: 2.18 vs. GDOT: 0.96 )
Ranked among companies with meaningful Quick Ratio only.
GDOT' s Quick Ratio Range Over the Past 10 Years
Min: 0.92  Med: 1.42 Max: 2.68
Current: 0.96
0.92
2.68
Days Sales Outstanding 3.87
GDOT's Days Sales Outstanding is ranked higher than
76% of the 201 Companies
in the Global Credit Services industry.

( Industry Median: 19.78 vs. GDOT: 3.87 )
Ranked among companies with meaningful Days Sales Outstanding only.
GDOT' s Days Sales Outstanding Range Over the Past 10 Years
Min: 2.24  Med: 29.51 Max: 33.51
Current: 3.87
2.24
33.51

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -10.20
GDOT's 3-Year Average Share Buyback Ratio is ranked lower than
66% of the 218 Companies
in the Global Credit Services industry.

( Industry Median: -2.50 vs. GDOT: -10.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GDOT' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -13  Med: -3.4 Max: 0
Current: -10.2
-13
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 21.47
GDOT's Price-to-Tangible-Book is ranked lower than
96% of the 398 Companies
in the Global Credit Services industry.

( Industry Median: 1.28 vs. GDOT: 21.47 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GDOT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.48  Med: 4.64 Max: 21.57
Current: 21.47
1.48
21.57
Price-to-Intrinsic-Value-Projected-FCF 2.43
GDOT's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
67% of the 90 Companies
in the Global Credit Services industry.

( Industry Median: 1.16 vs. GDOT: 2.43 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GDOT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.69  Med: 0.86 Max: 2.44
Current: 2.43
0.69
2.44
Price-to-Median-PS-Value 2.42
GDOT's Price-to-Median-PS-Value is ranked lower than
88% of the 376 Companies
in the Global Credit Services industry.

( Industry Median: 1.01 vs. GDOT: 2.42 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GDOT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.55  Med: 1.02 Max: 3.28
Current: 2.42
0.55
3.28
Price-to-Graham-Number 6.62
GDOT's Price-to-Graham-Number is ranked lower than
95% of the 202 Companies
in the Global Credit Services industry.

( Industry Median: 0.95 vs. GDOT: 6.62 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GDOT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.89  Med: 2.2 Max: 8.78
Current: 6.62
0.89
8.78
Earnings Yield (Greenblatt) % 3.93
GDOT's Earnings Yield (Greenblatt) % is ranked higher than
51% of the 430 Companies
in the Global Credit Services industry.

( Industry Median: 4.19 vs. GDOT: 3.93 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GDOT' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -3263.2  Med: 11.5 Max: 2274.3
Current: 3.93
-3263.2
2274.3
Forward Rate of Return (Yacktman) % 6.69
GDOT's Forward Rate of Return (Yacktman) % is ranked lower than
56% of the 152 Companies
in the Global Credit Services industry.

( Industry Median: 9.02 vs. GDOT: 6.69 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
GDOT' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 6.5  Med: 13.35 Max: 22.2
Current: 6.69
6.5
22.2

More Statistics

Revenue (TTM) (Mil) $839.93
EPS (TTM) $ 1.38
Beta0.92
Short Percentage of Float3.88%
52-Week Range $23.39 - 65.88
Shares Outstanding (Mil)50.82

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 888 1,007 1,069
EPS ($) 2.06 2.50 2.70
EPS without NRI ($) 2.06 2.50 2.70
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: 66
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAY
Lower Leverage yoyY
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyY

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}