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Green DotGDOT -0.67%70 Earnings Yield (Joel Greenblatt) % is -8.50% as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.98 (Fairly Valued). The stock has 7 warning signs investors should review. Among 546 Credit Services companies, Green Dot ranks better than 90.84% on this metric.
Green Dot's Enterprise Value for the quarter that ended in Mar. 2026 was $-445 Mil.
Green Dot's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was $38 Mil. Green Dot's Earnings Yield (Joel Greenblatt) for the quarter that ended in Mar. 2026 was -8.50%.
The historical rank and industry rank for Green Dot's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
GDOT'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -1939.88 Med: 5.53 Max: 233.46
Current: -11.55
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Green Dot was 233.46%. The lowest was -1939.88%. And the median was 5.53%.
GDOT's Earnings Yield (Joel Greenblatt) % is ranked better than 90.84% of 546
companies
in the Credit Services industry
Industry Median: 0.99
vs GDOT: -11.55
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Green Dot's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 8.04%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Green Dot (NYSE:GDOT) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Green Dot Earnings Yield (Joel Greenblatt) % Related Terms
Green Dot Earnings Yield (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Green Dot's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot Earnings Yield (Joel Greenblatt) % Chart
For the Credit Services subindustry, Green Dot's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot Earnings Yield (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Green Dot's Earnings Yield (Joel Greenblatt) % falls into.
Green Dot Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Green Dots Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Green Dot's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $38 Mil.
What does a Earnings Yield (Joel Greenblatt) % of -8.50% mean?
Green Dot (GDOT) has a Earnings Yield (Joel Greenblatt) % of -8.50% as of Mar. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #50 out of 546 companies in the Credit Services industry, placing it in the top 9.2%.
Is Green Dot's Earnings Yield (Joel Greenblatt) % too high?
Green Dot's current Earnings Yield (Joel Greenblatt) % is -8.50%. Based on the distribution chart, Green Dot ranks #50 out of 546 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's Earnings Yield (Joel Greenblatt) % compare to OPFI and PRAA?
According to the Credit Services industry distribution chart, Green Dot ranks #50 out of 546 companies for Earnings Yield (Joel Greenblatt) %. This places Green Dot in the top 9% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 0.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 0.99, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Green Dot and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current Earnings Yield (Joel Greenblatt) % is -8.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.98, compared to a current price of $13.29 — trading 2.4% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is -8.50%. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Green Dot (GDOT), the current Earnings Yield (Joel Greenblatt) % is -8.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.29 is trading 2.4% above its estimated GF Value™ of $12.98.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
Earnings Yield (Joel Greenblatt) %: -8.50%
GF Value™: $12.98 vs. price of $13.29 (2.4% above fair value)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score
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Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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