Green DotGDOT +2.58%70 Median PS Value is $55.79 as of Jun. 24, 2026, which is 14205% above its 10-year median of 0.39. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 288 Credit Services companies, Green Dot ranks better than 92.36% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Green Dot's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $38.806. Green Dot's 10-Year median PS Ratio is 1.4377. Therefore, the Median PS Value for today is $55.79.
As of today (2026-06-24), Green Dot's share price is $13.54. Green Dot's Median PS Value is $55.79. Therefore, Green Dot's Price to Median PS Value for today is 0.24.
The historical rank and industry rank for Green Dot's Median PS Value or its related term are showing as below:
GDOT'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.16 Med: 0.39 Max: 1.38
Current: 0.24
During the past 13 years, the highest Price to Median PS Value of Green Dot was 1.38. The lowest was 0.16. And the median was 0.39.
GDOT's Price-to-Median-PS-Value is ranked better than 92.36% of 288
companies
in the Credit Services industry
Industry Median: 0.895
vs GDOT: 0.24
Green Dot (NYSE:GDOT) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Green Dot's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
13.54
/
55.79
=
0.24
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot Median PS Value Related Terms
Green Dot Median PS Value Historical Data
* Premium members only.
The historical data trend for Green Dot's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDOT vs OPFI, WRLD, NAVI: Median PS Value Comparison
For the Credit Services subindustry, Green Dot's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Green Dot's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.4377.
Green Dot's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $38.806.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (GDOT) has a Median PS Value of $55.79 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Green Dot and its competitors. This is 14205% above median its historical median of 0.39. Over the past decade, Green Dot's Median PS Value has ranged from 0.16 to 1.38. According to the industry distribution chart, Green Dot ranks #22 out of 288 companies in the Credit Services industry, placing it in the top 7.6%.
Is Green Dot's Median PS Value too high?
Green Dot's current Median PS Value of $55.79 is 14205% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.38. The Credit Services industry median Median PS Value is 0.90. Green Dot's value of $55.79 is 6133.5% above this industry median. Based on the distribution chart, Green Dot ranks #22 out of 288 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's Median PS Value compare to OPFI and WRLD?
According to the Credit Services industry distribution chart, Green Dot ranks #22 out of 288 companies for Median PS Value. This places Green Dot in the top 8% of its industry — outperforming the majority of peers. The industry median Median PS Value is 0.90. Green Dot's value of $55.79 is 6133.5% above this benchmark. Historically, Green Dot's own Median PS Value has ranged from 0.16 to 1.38 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.90, Green Dot has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.90, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Green Dot's current Median PS Value of $55.79 is 6133.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Green Dot and its competitors. For the Credit Services industry, the median Median PS Value is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current Median PS Value is $55.79, which is 14205% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.93, compared to a current price of $13.54 — trading 4.7% above its estimated fair value. The current Median PS Value is $55.79, which is 14205% above median its 10-year median of 0.39 and 6133.5% above the Credit Services industry median of 0.90. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Green Dot (GDOT), the current Median PS Value is $55.79 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.54 is trading 4.7% above its estimated GF Value™ of $12.93.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
Median PS Value: $55.79 (14205% above median its 10-year median of 0.39)
GF Value™: $12.93 vs. price of $13.54 (4.7% above fair value)
Industry Position: 6133.5% above the Credit Services median (#22 of 288)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
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