Green DotGDOT +2.58%70 EBITDA Margin % is 13.84% as of Mar. 2026, which is 22% above its 10-year median of 11.30. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 414 Credit Services companies, Green Dot ranks worse than 70.77% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Green Dot's EBITDA for the
three
months ended in Mar. 2026 was $91 Mil. Green Dot's Revenue for the
three
months ended in Mar. 2026 was $656 Mil. Therefore, Green Dot's EBITDA margin for the quarter that ended in Mar. 2026 was 13.84%.
Green Dot (NYSE:GDOT) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Green Dot EBITDA Margin % Related Terms
Green Dot EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for Green Dot's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GDOT vs OPFI, WRLD, NAVI: EBITDA Margin % Comparison
For the Credit Services subindustry, Green Dot's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Green Dot's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (GDOT) has a EBITDA Margin % of 13.84% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Green Dot and its competitors. This is 22% above median its historical median of 11.30. Over the past decade, Green Dot's EBITDA Margin % has ranged from 4.50 to 18.65. According to the industry distribution chart, Green Dot ranks #293 out of 414 companies in the Credit Services industry, placing it in the top 70.8%.
Is Green Dot's EBITDA Margin % too high?
Green Dot's current EBITDA Margin % of 13.84% is 22% above median its 10-year median of 11.30. Over the past 10 years, this metric has ranged from a low of 4.50 to a high of 18.65. The Credit Services industry median EBITDA Margin % is 20.91. Green Dot's value of 13.84% is 33.8% below this industry median. Based on the distribution chart, Green Dot ranks #293 out of 414 companies in the Credit Services industry, which is below the industry midpoint. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's EBITDA Margin % compare to OPFI and WRLD?
According to the Credit Services industry distribution chart, Green Dot ranks #293 out of 414 companies for EBITDA Margin %. This places Green Dot in the lower half of its industry. The industry median EBITDA Margin % is 20.91. Green Dot's value of 13.84% is 33.8% below this benchmark. Historically, Green Dot's own EBITDA Margin % has ranged from 4.50 to 18.65 over the past decade. While the company's 10-year median is 11.30 vs. the industry median of 20.91, Green Dot has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 20.91, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Green Dot's current EBITDA Margin % of 13.84% is 33.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Green Dot and its competitors. For the Credit Services industry, the median EBITDA Margin % is 20.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current EBITDA Margin % is 13.84%, which is 22% above median its own 10-year median of 11.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.93, compared to a current price of $13.54 — trading 4.7% above its estimated fair value. The current EBITDA Margin % is 13.84%, which is 22% above median its 10-year median of 11.30 and 33.8% below the Credit Services industry median of 20.91. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Green Dot (GDOT), the current EBITDA Margin % is 13.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.54 is trading 4.7% above its estimated GF Value™ of $12.93.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
EBITDA Margin %: 13.84% (22% above median its 10-year median of 11.30)
GF Value™: $12.93 vs. price of $13.54 (4.7% above fair value)
Industry Position: 33.8% below the Credit Services median (#293 of 414)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score
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