GDOT (Green Dot) Growth Rank: 3 (As of Jul. 22, 2026) — 57% Below Median

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GDOT Green Dot Corp GDOT
70 GF Score
Price $13.29
GF Value $12.98
Valuation Fairly Valued
! 7 Warning Signs
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What is Green Dot Growth Rank?

Green Dot GDOT -0.67% 70 Growth Rank is 3 as of Jul. 22, 2026, which is 57% below its 10-year median of 7.00. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.98 (Fairly Valued). The stock has 7 warning signs investors should review.

Green Dot has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

GDOT vs OPFI, PRAA, NAVI: Growth Rank Comparison

For the Credit Services subindustry, Green Dot's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Green Dot Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Green Dot's Growth Rank distribution charts can be found below:

* The bar in red indicates where Green Dot's Growth Rank falls into.


GDOT
70GF Score
Green Dot Corp GDOT
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
Green Dot (GDOT) has a Growth Rank of 3 as of Jul. 22, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Green Dot and its competitors. This is 57% below median its historical median of 7.00. Over the past decade, Green Dot's Growth Rank has ranged from 2.00 to 10.00.
Is Green Dot's Growth Rank too high?
Green Dot's current Growth Rank of 3 is 57% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 10.00. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's Growth Rank compare to OPFI and PRAA?
Green Dot's Growth Rank of 3 can be compared against companies in the Credit Services industry. Historically, Green Dot's own Growth Rank has ranged from 2.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Green Dot and its competitors. Green Dot's current Growth Rank is 3, which is 57% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.98, compared to a current price of $13.29 — trading 2.4% above its estimated fair value. The current Growth Rank is 3, which is 57% below median its 10-year median of 7.00. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Green Dot (GDOT), the current Growth Rank is 3 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Green Dot (GDOT) Overvalued in 2026?

Based on GuruFocus' analysis, Green Dot stock appears to be overvalued. The current stock price of $13.29 is trading 2.4% above its estimated GF Value™ of $12.98. GuruFocus considers Green Dot to be Fairly Valued.

Key valuation signals for GDOT:

  • Growth Rank: 3 (57% below median its 10-year median of 7.00)
  • GF Value™: $12.98 vs. price of $13.29 (2.4% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Green Dot Business Description

Other Exchanges 0J0N:UK
Address 1675 N. Freedom boulevard, 200 West, Building 1, Provo, UT, USA, 84604
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.29
Price
$12.98
GF Value