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Green DotGDOT -0.81%70 3-1 Month Momentum % is 3.15% as of Jul. 19, 2026. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.97 (Fairly Valued). The stock has 7 warning signs investors should review. Among 560 Credit Services companies, Green Dot ranks better than 66.61% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), Green Dot's 3-1 Month Momentum % is 3.15%.
The industry rank for Green Dot's 3-1 Month Momentum % or its related term are showing as below:
GDOT's 3-1 Month Momentum % is ranked better than 66.61% of 560
companies
in the Credit Services industry
Industry Median: -2.515
vs GDOT: 3.15
Green Dot (NYSE:GDOT) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Green Dot 3-1 Month Momentum % Related Terms
GDOT vs OPFI, PRAA, NAVI: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Green Dot's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Green Dot's 3-1 Month Momentum % falls into.
Green Dot (NYSE:GDOT) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (GDOT) has a 3-1 Month Momentum % of 3.15% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #187 out of 560 companies in the Credit Services industry, placing it in the top 33.4%.
Is Green Dot's 3-1 Month Momentum % too high?
Green Dot's current 3-1 Month Momentum % is 3.15%. Based on the distribution chart, Green Dot ranks #187 out of 560 companies in the Credit Services industry, which is above the industry midpoint. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's 3-1 Month Momentum % compare to OPFI and PRAA?
According to the Credit Services industry distribution chart, Green Dot ranks #187 out of 560 companies for 3-1 Month Momentum %. This puts Green Dot in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Green Dot and its competitors. Green Dot's current 3-1 Month Momentum % is 3.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.97, compared to a current price of $13.40 — trading 3.3% above its estimated fair value. The current 3-1 Month Momentum % is 3.15%. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Green Dot (GDOT), the current 3-1 Month Momentum % is 3.15% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.40 is trading 3.3% above its estimated GF Value™ of $12.97.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
3-1 Month Momentum %: 3.15%
GF Value™: $12.97 vs. price of $13.40 (3.3% above fair value)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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