Green DotGDOT +2.58%70 FCF Margin % is 11.59% as of Mar. 2026, which is 16% above its 10-year median of 9.95. GuruFocus rates GDOT with a GF Score™ of 70/100 and a GF Value™ of $12.93 (Fairly Valued). The stock has 7 warning signs investors should review. Among 531 Credit Services companies, Green Dot ranks better than 52.92% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Green Dot's Free Cash Flow for the
three
months ended in Mar. 2026 was $76 Mil. Green Dot's Revenue for the
three
months ended in Mar. 2026 was $656 Mil. Therefore, Green Dot's FCF Margin % for the quarter that ended in Mar. 2026 was 11.59%.
The historical rank and industry rank for Green Dot's FCF Margin % or its related term are showing as below:
GDOT'
s FCF Margin % Range Over the Past 10 Years
Min: 0.41 Med: 9.95 Max: 19.33
Current: 2.42
During the past 13 years, the highest FCF Margin % of Green Dot was 19.33%. The lowest was 0.41%. And the median was 9.95%.
GDOT's FCF Margin % is ranked better than 52.92% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs GDOT: 2.42
Green Dot FCF Margin % Related Terms
Green Dot FCF Margin % Historical Data
* Premium members only.
The historical data trend for Green Dot's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Green Dot's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Green Dot's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (GDOT) has a FCF Margin % of 11.59% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Green Dot and its competitors. This is 16% above median its historical median of 9.95. Over the past decade, Green Dot's FCF Margin % has ranged from 0.41 to 19.33. According to the industry distribution chart, Green Dot ranks #250 out of 531 companies in the Credit Services industry, placing it in the top 47.1%.
Is Green Dot's FCF Margin % too high?
Green Dot's current FCF Margin % of 11.59% is 16% above median its 10-year median of 9.95. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 19.33. The Credit Services industry median FCF Margin % is 0.24. Green Dot's value of 11.59% is 4729.2% above this industry median. Based on the distribution chart, Green Dot ranks #250 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Green Dot has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's FCF Margin % compare to OPFI and WRLD?
According to the Credit Services industry distribution chart, Green Dot ranks #250 out of 531 companies for FCF Margin %. This puts Green Dot in the upper half of its industry. The industry median FCF Margin % is 0.24. Green Dot's value of 11.59% is 4729.2% above this benchmark. Historically, Green Dot's own FCF Margin % has ranged from 0.41 to 19.33 over the past decade. While the company's 10-year median is 9.95 vs. the industry median of 0.24, Green Dot has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Green Dot's current FCF Margin % of 11.59% is 4729.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Green Dot and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current FCF Margin % is 11.59%, which is 16% above median its own 10-year median of 9.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.93, compared to a current price of $13.54 — trading 4.7% above its estimated fair value. The current FCF Margin % is 11.59%, which is 16% above median its 10-year median of 9.95 and 4729.2% above the Credit Services industry median of 0.24. Green Dot's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Green Dot (GDOT), the current FCF Margin % is 11.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.54 is trading 4.7% above its estimated GF Value™ of $12.93.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
FCF Margin %: 11.59% (16% above median its 10-year median of 9.95)
GF Value™: $12.93 vs. price of $13.54 (4.7% above fair value)
Industry Position: 4729.2% above the Credit Services median (#250 of 531)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
70GF Score
Get the complete analysis for GDOT
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GDOT has been successfully added to your 
