EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Green Dot's Enterprise Value is $-324 Mil.
Green Dot's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $53 Mil. Therefore, Green Dot's EV-to-FCF for today is -6.13.
The historical rank and industry rank for Green Dot's EV-to-FCF or its related term are showing as below:
GDOT'
s EV-to-FCF Range Over the Past 10 Years
Min: -162.66 Med: 3.56 Max: 286.15
Current: -6.13
During the past 13 years, the highest EV-to-FCF of Green Dot was 286.15. The lowest was -162.66. And the median was 3.56.
GDOT's EV-to-FCF is ranked better than 98.87% of 265
companies
in the Credit Services industry
Industry Median: 12.99
vs GDOT: -6.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Green Dot's share price for today is $13.36.
Green Dot's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.320.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Green Dot EV-to-FCF Related Terms
Green Dot EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Green Dot's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Green Dot's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Green Dot's EV-to-FCF falls into.
Green Dot's current Enterprise Value is $-324 Mil.
Green Dot's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $53 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Green Dot (GDOT) has a EV-to-FCF of -6.13 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #3 out of 265 companies in the Credit Services industry, placing it in the top 1.1%.
Is Green Dot's EV-to-FCF too high?
Green Dot's current EV-to-FCF is -6.13. Based on the distribution chart, Green Dot ranks #3 out of 265 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Green Dot has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's EV-to-FCF compare to OPFI and WRLD?
According to the Credit Services industry distribution chart, Green Dot ranks #3 out of 265 companies for EV-to-FCF. This places Green Dot in the top 1% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 12.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 12.99, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Green Dot and its competitors. For the Credit Services industry, the median EV-to-FCF is 12.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current EV-to-FCF is -6.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.94, compared to a current price of $13.36 — trading 3.2% above its estimated fair value. The current EV-to-FCF is -6.13. Green Dot's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Green Dot (GDOT), the current EV-to-FCF is -6.13 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.36 is trading 3.2% above its estimated GF Value™ of $12.94.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
EV-to-FCF: -6.13
GF Value™: $12.94 vs. price of $13.36 (3.2% above fair value)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
69GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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