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Green DotGDOT -0.90%71 3-Year EBITDA Growth Rate is -13.60% as of Mar. 2026. GuruFocus rates GDOT with a GF Score™ of 71/100 and a GF Value™ of $12.99 (Fairly Valued). The stock has 7 warning signs investors should review. Among 319 Credit Services companies, Green Dot ranks worse than 78.06% on this metric.
During the past 12 months, Green Dot's average EBITDA Per Share Growth Rate was -4.00% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was -13.60% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was -7.10% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was -4.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Green Dot was 29.20% per year. The lowest was -19.10% per year. And the median was -3.10% per year.
Green Dot (NYSE:GDOT) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Green Dot 3-Year EBITDA Growth Rate Related Terms
GDOT vs OPFI, NAVI, PRAA: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Green Dot's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Green Dot 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Green Dot's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Green Dot's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of -13.60% mean?
Green Dot (GDOT) has a 3-Year EBITDA Growth Rate of -13.60% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Green Dot and its competitors. According to the industry distribution chart, Green Dot ranks #249 out of 319 companies in the Credit Services industry, placing it in the top 78.1%.
Is Green Dot's 3-Year EBITDA Growth Rate too high?
Green Dot's current 3-Year EBITDA Growth Rate is -13.60%. Based on the distribution chart, Green Dot ranks #249 out of 319 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Green Dot has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Green Dot's 3-Year EBITDA Growth Rate compare to OPFI and NAVI?
According to the Credit Services industry distribution chart, Green Dot ranks #249 out of 319 companies for 3-Year EBITDA Growth Rate. This places Green Dot in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.00, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Green Dot and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Green Dot's current 3-Year EBITDA Growth Rate is -13.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Green Dot stock overvalued right now?
Based on GuruFocus' analysis, Green Dot (GDOT) is currently considered Fairly Valued. The stock's GF Value™ is $12.99, compared to a current price of $13.16 — trading 1.3% above its estimated fair value. The current 3-Year EBITDA Growth Rate is -13.60%. Green Dot's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Green Dot (GDOT), the current 3-Year EBITDA Growth Rate is -13.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Green Dot (GDOT) Overvalued in 2026?
Based on GuruFocus' analysis, Green Dot stock appears to be overvalued.
The current stock price of $13.16 is trading 1.3% above its estimated GF Value™ of $12.99.
GuruFocus considers Green Dot to be Fairly Valued.
Key valuation signals for GDOT:
3-Year EBITDA Growth Rate: -13.60%
GF Value™: $12.99 vs. price of $13.16 (1.3% above fair value)
No single metric tells the full story. See the GDOT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for todays workforce.
71GF Score
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3-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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