CIC Insurance Group (NAI:CIC) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAI:CIC CIC Insurance Group Ltd NAI:CIC
74 GF Score
Price KES4.77
GF Value KES3.47
Valuation Significantly Overvalued
! 3 Warning Signs
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What is CIC Insurance Group Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

CIC Insurance Group Valuation Rank Related Terms

NAI:CIC
74GF Score
CIC Insurance Group Ltd NAI:CIC
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.77 is trading 37.5% above its estimated GF Value™ of KES3.47. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • Valuation Rank:
  • GF Value™: KES3.47 vs. price of KES4.77 (37.5% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd is a Kenyan insurance and financial services company that operates on a co-operative model, serving individuals, co-operatives, and institutions. Its core business spans general insurance, life assurance, and microinsurance, alongside asset management and related financial services. The group serves customers primarily in Kenya, with additional operations in Uganda, South Sudan, and Malawi. Revenue is generated mainly through insurance premiums across its general and long-term (life) business segments, complemented by investment income and fees from asset management activities. As a co-operative insurer, CIC is structured around member-based ownership and distributes products through agency networks, bancassurance arrangements, and partnerships with co-operative societies. The company is listed on the Nairobi Securities Exchange.
74GF Score

Get the complete analysis for NAI:CIC

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.77
Price
KES3.47
GF Value