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Intact Financial (TSX:IFC) Shiller PE Ratio : 34.67 (As of Jul. 07, 2025)


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What is Intact Financial Shiller PE Ratio?

As of today (2025-07-07), Intact Financial's current share price is C$313.75. Intact Financial's E10 for the quarter that ended in Mar. 2025 was C$9.05. Intact Financial's Shiller PE Ratio for today is 34.67.

The historical rank and industry rank for Intact Financial's Shiller PE Ratio or its related term are showing as below:

TSX:IFC' s Shiller PE Ratio Range Over the Past 10 Years
Min: 20.55   Med: 26.08   Max: 34.51
Current: 34.45

During the past years, Intact Financial's highest Shiller PE Ratio was 34.51. The lowest was 20.55. And the median was 26.08.

TSX:IFC's Shiller PE Ratio is ranked worse than
87.08% of 356 companies
in the Insurance industry
Industry Median: 14.645 vs TSX:IFC: 34.45

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Intact Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was C$3.690. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is C$9.05 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intact Financial Shiller PE Ratio Historical Data

The historical data trend for Intact Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Intact Financial Shiller PE Ratio Chart

Intact Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.82 26.15 25.90 25.20 29.97

Intact Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.25 26.31 30.32 29.97 32.47

Competitive Comparison of Intact Financial's Shiller PE Ratio

For the Insurance - Property & Casualty subindustry, Intact Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intact Financial's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Intact Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Intact Financial's Shiller PE Ratio falls into.


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Intact Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Intact Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=313.75/9.05
=34.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, Intact Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=3.69/129.1809*129.1809
=3.690

Current CPI (Mar. 2025) = 129.1809.

Intact Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201506 1.470 100.500 1.890
201509 0.950 100.421 1.222
201512 1.460 99.947 1.887
201603 1.110 101.054 1.419
201606 0.670 102.002 0.849
201609 0.910 101.765 1.155
201612 1.270 101.449 1.617
201703 1.080 102.634 1.359
201706 1.820 103.029 2.282
201709 1.250 103.345 1.563
201712 1.610 103.345 2.013
201803 0.680 105.004 0.837
201806 1.100 105.557 1.346
201809 1.340 105.636 1.639
201812 1.670 105.399 2.047
201903 1.060 106.979 1.280
201906 1.130 107.690 1.356
201909 1.260 107.611 1.513
201912 1.630 107.769 1.954
202003 0.660 107.927 0.790
202006 1.740 108.401 2.074
202009 2.250 108.164 2.687
202012 2.550 108.559 3.034
202103 3.510 110.298 4.111
202106 3.590 111.720 4.151
202109 1.600 112.905 1.831
202112 3.940 113.774 4.474
202203 2.760 117.646 3.031
202206 6.930 120.806 7.410
202209 2.050 120.648 2.195
202212 1.880 120.964 2.008
202303 2.060 122.702 2.169
202306 1.300 124.203 1.352
202309 0.830 125.230 0.856
202312 2.800 125.072 2.892
202403 3.680 126.258 3.765
202406 4.040 127.522 4.093
202409 1.060 127.285 1.076
202412 3.580 127.364 3.631
202503 3.690 129.181 3.690

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Intact Financial  (TSX:IFC) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Intact Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Intact Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Intact Financial Business Description

Address
700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
Executives
Benoit Morissette Senior Officer
Darren Christopher Godfrey Senior Officer
Frédéric Cotnoir Senior Officer
Timothy Michael Miller Senior Officer
Charles Brindamour Senior Officer
Marie-lucie Paradis Senior Officer
Louis Gagnon Senior Officer
Louis Marcotte Senior Officer
Stephani Kingsmill Director
Werner Muehlemann Senior Officer
Michael Katchen Director
Anne Fortin Senior Officer
Lucie Martel Senior Officer
Frederick Glenn Ian Singer Director
Mark Alan Tullis Senior Officer

Intact Financial Headlines

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