STBI (Sturgis Bancorp) Beginning Cash Position: $0.00 Mil (As of Jun. 2026)

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STBI Sturgis Bancorp Inc STBI
69 GF Score
Price $29.05
GF Value $21.17
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sturgis Bancorp Beginning Cash Position?

Sturgis Bancorp STBI -0.51% 69 Beginning Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus rates STBI with a GF Score™ of 69/100 and a GF Value™ of $21.17 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Sturgis Bancorp's Beginning Cash Position for the quarter that ended in Jun. 2026 was $0.00 Mil.

Sturgis Bancorp's annual Beginning Cash Position increased from Dec. 2023 ($14.99 Mil) to Dec. 2024 ($40.01 Mil) but then declined from Dec. 2024 ($40.01 Mil) to Dec. 2025 ($20.80 Mil).

Sturgis Bancorp Beginning Cash Position Related Terms

Sturgis Bancorp Beginning Cash Position Historical Data

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The historical data trend for Sturgis Bancorp's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sturgis Bancorp Beginning Cash Position Chart

Sturgis Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67.84 39.52 14.99 40.01 20.80

Sturgis Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
STBI
69GF Score
Sturgis Bancorp Inc STBI
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Sturgis Bancorp Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $0.00 Mil mean?
Sturgis Bancorp (STBI) has a Beginning Cash Position of $0.00 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Sturgis Bancorp and its competitors.
Is Sturgis Bancorp's Beginning Cash Position too high?
Sturgis Bancorp's current Beginning Cash Position is $0.00 Mil. Overall, Sturgis Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Beginning Cash Position compare to NEFB and BBBK?
Sturgis Bancorp's Beginning Cash Position of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Sturgis Bancorp and its competitors. Sturgis Bancorp's current Beginning Cash Position is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.17, compared to a current price of $29.05 — trading 37.2% above its estimated fair value. The current Beginning Cash Position is $0.00 Mil. Sturgis Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Beginning Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $29.05 is trading 37.2% above its estimated GF Value™ of $21.17. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • Beginning Cash Position: $0.00 Mil
  • GF Value™: $21.17 vs. price of $29.05 (37.2% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
69GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.05
Price
$21.17
GF Value