Sturgis Bancorp's Total Assets for the quarter that ended in Mar. 2026 was $1,014.87 Mil.
Warning Sign:
If a company builds assets at 11.3% a year, faster than its revenue growth rate of 8.9% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, Sturgis Bancorp's average Total Assets Growth Rate was 2.70% per year.
During the past 3 years, the average Total Assets Growth Rate was 3.50% per year.
During the past 5 years, the average Total Assets Growth Rate was 11.30% per year.
During the past 10 years, the average Total Assets Growth Rate was 13.10% per year.
During the past 13 years, Sturgis Bancorp's highest 3-Year average Total Assets Growth Rate was 26.10%. The lowest was -6.20%. And the median was 4.30%.
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
Sturgis Bancorp's Asset Turnover for the quarter that ended in Mar. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
Sturgis Bancorp Total Assets Related Terms
Sturgis Bancorp Total Assets Historical Data
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The historical data trend for Sturgis Bancorp's Total Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
Sturgis Bancorp's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sturgis Bancorp (STBI) has a Total Assets of $1,014.87 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Sturgis Bancorp and its competitors.
Is Sturgis Bancorp's Total Assets too high?
Sturgis Bancorp's current Total Assets is $1,014.87 Mil. Overall, Sturgis Bancorp has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Total Assets compare to NEFB and BBBK?
Sturgis Bancorp's Total Assets of $1,014.87 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Sturgis Bancorp and its competitors. Sturgis Bancorp's current Total Assets is $1,014.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.27, compared to a current price of $26.20 — trading 23.2% above its estimated fair value. The current Total Assets is $1,014.87 Mil. Sturgis Bancorp's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Total Assets is $1,014.87 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sturgis Bancorp (STBI) Overvalued in 2026?
Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued.
The current stock price of $26.20 is trading 23.2% above its estimated GF Value™ of $21.27.
GuruFocus considers Sturgis Bancorp to be Modestly Overvalued.
Key valuation signals for STBI:
Total Assets: $1,014.87 Mil
GF Value™: $21.27 vs. price of $26.20 (23.2% above fair value)
No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
76GF Score
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