STBI (Sturgis Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


STBI Sturgis Bancorp Inc STBI
75 GF Score
Price $28.00
GF Value $21.33
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sturgis Bancorp ROC (Joel Greenblatt) %?

Sturgis Bancorp STBI 75 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates STBI with a GF Score™ of 75/100 and a GF Value™ of $21.33 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Sturgis Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STBI
75GF Score
Sturgis Bancorp Inc STBI
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Sturgis Bancorp (STBI) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sturgis Bancorp and its competitors. According to the industry distribution chart, Sturgis Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Sturgis Bancorp's ROC (Joel Greenblatt) % too high?
Sturgis Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Sturgis Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sturgis Bancorp has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's ROC (Joel Greenblatt) % compare to NEFB and BBBK?
According to the Banks industry distribution chart, Sturgis Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Sturgis Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Sturgis Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sturgis Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.33, compared to a current price of $28.00 — trading 31.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Sturgis Bancorp's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $28.00 is trading 31.3% above its estimated GF Value™ of $21.33. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $21.33 vs. price of $28.00 (31.3% above fair value)
  • GF Score™: 75/100 with 6 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
75GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.00
Price
$21.33
GF Value