STBI (Sturgis Bancorp) Total Noninterest Expense: $32.93 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STBI Sturgis Bancorp Inc STBI
69 GF Score
Price $28.85
GF Value $21.21
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Sturgis Bancorp Total Noninterest Expense?

Sturgis Bancorp STBI -0.14% 69 Total Noninterest Expense is $32.93 Mil as of Jun. 2026. GuruFocus rates STBI with a GF Score™ of 69/100 and a GF Value™ of $21.21 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Sturgis Bancorp's Total Noninterest Expense for the three months ended in Jun. 2026 was $8.22 Mil. Sturgis Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 was $32.93 Mil.

Sturgis Bancorp Total Noninterest Expense Related Terms

Sturgis Bancorp Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Sturgis Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sturgis Bancorp Total Noninterest Expense Chart

Sturgis Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.02 22.90 28.33 29.65 32.44

Sturgis Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.89 7.67 8.78 8.26 8.22
STBI
69GF Score
Sturgis Bancorp Inc STBI
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sturgis Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $32.93 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $32.93 Mil mean?
Sturgis Bancorp (STBI) has a Total Noninterest Expense of $32.93 Mil as of Jun. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Sturgis Bancorp and its competitors.
Is Sturgis Bancorp's Total Noninterest Expense too high?
Sturgis Bancorp's current Total Noninterest Expense is $32.93 Mil. Overall, Sturgis Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Total Noninterest Expense compare to NEFB and BBBK?
Sturgis Bancorp's Total Noninterest Expense of $32.93 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Sturgis Bancorp and its competitors. Sturgis Bancorp's current Total Noninterest Expense is $32.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.21, compared to a current price of $28.85 — trading 36% above its estimated fair value. The current Total Noninterest Expense is $32.93 Mil. Sturgis Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Total Noninterest Expense is $32.93 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $28.85 is trading 36% above its estimated GF Value™ of $21.21. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • Total Noninterest Expense: $32.93 Mil
  • GF Value™: $21.21 vs. price of $28.85 (36% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
69GF Score

Get the complete analysis for STBI

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.85
Price
$21.21
GF Value