STBI (Sturgis Bancorp) Tax Rate %: 19.76% (As of Jun. 2026)

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STBI Sturgis Bancorp Inc STBI
69 GF Score
Price $29.20
GF Value $21.17
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sturgis Bancorp Tax Rate %?

Sturgis Bancorp STBI -0.38% 69 Tax Rate % is 19.76% as of Jun. 2026. GuruFocus rates STBI with a GF Score™ of 69/100 and a GF Value™ of $21.17 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Sturgis Bancorp's Tax Expense for the three months ended in Jun. 2026 was $0.62 Mil. Sturgis Bancorp's Pre-Tax Income for the three months ended in Jun. 2026 was $3.14 Mil. Therefore, Sturgis Bancorp's Tax Rate % for the quarter that ended in Jun. 2026 was 19.76%.

Sturgis Bancorp Tax Rate % Related Terms

Sturgis Bancorp Tax Rate % Historical Data

* Premium members only.

The historical data trend for Sturgis Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sturgis Bancorp Tax Rate % Chart

Sturgis Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.34 17.19 15.91 10.23 18.89

Sturgis Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.71 19.60 18.79 19.60 19.76
STBI
69GF Score
Sturgis Bancorp Inc STBI
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sturgis Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Sturgis Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=1.737/9.194
=18.89 %

Sturgis Bancorp's Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=0.621/3.142
=19.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 19.76% mean?
Sturgis Bancorp (STBI) has a Tax Rate % of 19.76% as of Jun. 2026.
Is Sturgis Bancorp's Tax Rate % too high?
Sturgis Bancorp's current Tax Rate % is 19.76%. Overall, Sturgis Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Tax Rate % compare to NEFB and BBBK?
Sturgis Bancorp's Tax Rate % of 19.76% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Sturgis Bancorp's current Tax Rate % is 19.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.17, compared to a current price of $29.20 — trading 37.9% above its estimated fair value. The current Tax Rate % is 19.76%. Sturgis Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Tax Rate % is 19.76% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $29.20 is trading 37.9% above its estimated GF Value™ of $21.17. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • Tax Rate %: 19.76%
  • GF Value™: $21.17 vs. price of $29.20 (37.9% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
69GF Score

Get the complete analysis for STBI

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.20
Price
$21.17
GF Value