STBI (Sturgis Bancorp) ROCE %: % (As of Jun. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STBI Sturgis Bancorp Inc STBI
73 GF Score
Price $28.90
GF Value $21.31
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sturgis Bancorp ROCE %?

Sturgis Bancorp STBI +0.07% 73 ROCE % is % as of Jun. 2026. GuruFocus rates STBI with a GF Score™ of 73/100 and a GF Value™ of $21.31 (Significantly Overvalued). The stock has 7 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

STBI
73GF Score
Sturgis Bancorp Inc STBI
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Sturgis Bancorp (STBI) has a ROCE % of % as of Jun. 2026.
Is Sturgis Bancorp's ROCE % too high?
Sturgis Bancorp's current ROCE % is %. Overall, Sturgis Bancorp has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's ROCE % compare to FBVI and PGNN?
Sturgis Bancorp's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 2.81. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 2.81, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 2.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sturgis Bancorp's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.31, compared to a current price of $28.90 — trading 35.6% above its estimated fair value. The current ROCE % is %. Sturgis Bancorp's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $28.90 is trading 35.6% above its estimated GF Value™ of $21.31. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • ROCE %: %
  • GF Value™: $21.31 vs. price of $28.90 (35.6% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
73GF Score

Get the complete analysis for STBI

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.90
Price
$21.31
GF Value