STBI (Sturgis Bancorp) Quality Rank


STBI Sturgis Bancorp Inc STBI
70 GF Score
Price $28.00
GF Value $21.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sturgis Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Sturgis Bancorp Quality Rank Related Terms

STBI
70GF Score
Sturgis Bancorp Inc STBI
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $28.00 is trading 31.2% above its estimated GF Value™ of $21.34. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • Quality Rank:
  • GF Value™: $21.34 vs. price of $28.00 (31.2% above fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
70GF Score

Get the complete analysis for STBI

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.00
Price
$21.34
GF Value