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Plenti GroupASX:PLT 53 3-Year Book Growth Rate is 16.10% as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 53/100 and a GF Value™ of A$1.11 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 516 Credit Services companies, Plenti Group ranks better than 76.16% on this metric.
During the past 12 months, Plenti Group's average Book Value per Share Growth Rate was 222.50% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 16.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 0.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 6 years, the highest 3-Year average Book Value per Share Growth Rate of Plenti Group was 16.10% per year. The lowest was -17.80% per year. And the median was -6.10% per year.
Plenti Group (ASX:PLT) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Plenti Group 3-Year Book Growth Rate Related Terms
ASX:PLT vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, Plenti Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Plenti Group's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 16.10% mean?
Plenti Group (ASX:PLT) has a 3-Year Book Growth Rate of 16.10% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Plenti Group and its competitors. According to the industry distribution chart, Plenti Group ranks #123 out of 516 companies in the Credit Services industry, placing it in the top 23.8%.
Is Plenti Group's 3-Year Book Growth Rate too high?
Plenti Group's current 3-Year Book Growth Rate is 16.10%. The Credit Services industry median 3-Year Book Growth Rate is 5.85. Plenti Group's value of 16.10% is 175.2% above this industry median. Based on the distribution chart, Plenti Group ranks #123 out of 516 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Plenti Group has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #123 out of 516 companies for 3-Year Book Growth Rate. This places Plenti Group in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 5.85. Plenti Group's value of 16.10% is 175.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 5.85, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current 3-Year Book Growth Rate of 16.10% is 175.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Plenti Group and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current 3-Year Book Growth Rate is 16.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.11, compared to a current price of A$0.82 — trading 26.6% below its estimated fair value. The current 3-Year Book Growth Rate is 16.10% and 175.2% above the Credit Services industry median of 5.85. Plenti Group's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current 3-Year Book Growth Rate is 16.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.82 is trading 26.6% below its estimated GF Value™ of A$1.11.
GuruFocus considers Plenti Group to be Modestly Undervalued.
Key valuation signals for ASX:PLT:
3-Year Book Growth Rate: 16.10%
GF Value™: A$1.11 vs. price of A$0.82 (26.6% below fair value)
Industry Position: 175.2% above the Credit Services median (#123 of 516)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
53GF Score
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