Plenti GroupASX:PLT -3.61%55 Current Ratio is 40.12 as of Mar. 2026, which is 14% below its 10-year median of 46.54. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 394 Credit Services companies, Plenti Group ranks better than 70.3% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Plenti Group's current ratio for the quarter that ended in Mar. 2026 was 40.12.
Plenti Group has a current ratio of 40.12. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Plenti Group's Current Ratio or its related term are showing as below:
ASX:PLT'
s Current Ratio Range Over the Past 10 Years
Min: 1.19 Med: 46.54 Max: 71.47
Current: 40.12
During the past 6 years, Plenti Group's highest Current Ratio was 71.47. The lowest was 1.19. And the median was 46.54.
ASX:PLT's Current Ratio is ranked better than 70.3% of 394
companies
in the Credit Services industry
Industry Median: 5.055
vs ASX:PLT: 40.12
Plenti Group (ASX:PLT) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Plenti Group Current Ratio Related Terms
Plenti Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Plenti Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Plenti Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plenti Group (ASX:PLT) has a Current Ratio of 40.12 as of Mar. 2026. This is 14% below median its historical median of 46.54. Over the past decade, Plenti Group's Current Ratio has ranged from 1.19 to 71.47. According to the industry distribution chart, Plenti Group ranks #117 out of 394 companies in the Credit Services industry, placing it in the top 29.7%.
Is Plenti Group's Current Ratio too high?
Plenti Group's current Current Ratio of 40.12 is 14% below median its 10-year median of 46.54. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 71.47. The Credit Services industry median Current Ratio is 5.06. Plenti Group's value of 40.12 is 693.7% above this industry median. Based on the distribution chart, Plenti Group ranks #117 out of 394 companies in the Credit Services industry, which is above the industry midpoint. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #117 out of 394 companies for Current Ratio. This puts Plenti Group in the upper half of its industry. The industry median Current Ratio is 5.06. Plenti Group's value of 40.12 is 693.7% above this benchmark. Historically, Plenti Group's own Current Ratio has ranged from 1.19 to 71.47 over the past decade. While the company's 10-year median is 46.54 vs. the industry median of 5.06, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 5.06, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current Current Ratio of 40.12 is 693.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 5.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current Current Ratio is 40.12, which is 14% below median its own 10-year median of 46.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.80 — trading 26.6% below its estimated fair value. The current Current Ratio is 40.12, which is 14% below median its 10-year median of 46.54 and 693.7% above the Credit Services industry median of 5.06. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current Current Ratio is 40.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.80 is trading 26.6% below its estimated GF Value™ of A$1.09.
GuruFocus considers Plenti Group to be Modestly Undervalued.
Key valuation signals for ASX:PLT:
Current Ratio: 40.12 (14% below median its 10-year median of 46.54)
GF Value™: A$1.09 vs. price of A$0.80 (26.6% below fair value)
Industry Position: 693.7% above the Credit Services median (#117 of 394)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score
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