Plenti GroupASX:PLT +2.47%55 OCF Margin % is 18.17% as of Mar. 2026, which is 25% above its 10-year median of 14.49. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 531 Credit Services companies, Plenti Group ranks better than 60.83% on this metric.
The historical rank and industry rank for Plenti Group's OCF Margin % or its related term are showing as below:
ASX:PLT'
s OCF Margin % Range Over the Past 10 Years
Min: -5.76 Med: 14.49 Max: 18.94
Current: 16.08
During the past 6 years, the highest OCF Margin % of Plenti Group was 18.94%. The lowest was -5.76%. And the median was 14.49%.
ASX:PLT's OCF Margin % is ranked better than 60.83% of 531
companies
in the Credit Services industry
Industry Median: 2.61
vs ASX:PLT: 16.08
Plenti Group OCF Margin % Related Terms
Plenti Group OCF Margin % Historical Data
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The historical data trend for Plenti Group's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Plenti Group's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plenti Group (ASX:PLT) has a OCF Margin % of 18.17% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Plenti Group and its competitors. This is 25% above median its historical median of 14.49. According to the industry distribution chart, Plenti Group ranks #208 out of 531 companies in the Credit Services industry, placing it in the top 39.2%.
Is Plenti Group's OCF Margin % too high?
Plenti Group's current OCF Margin % of 18.17% is 25% above median its 10-year median of 14.49. The Credit Services industry median OCF Margin % is 2.61. Plenti Group's value of 18.17% is 596.2% above this industry median. Based on the distribution chart, Plenti Group ranks #208 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #208 out of 531 companies for OCF Margin %. This puts Plenti Group in the upper half of its industry. The industry median OCF Margin % is 2.61. Plenti Group's value of 18.17% is 596.2% above this benchmark. While the company's 10-year median is 14.49 vs. the industry median of 2.61, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.61, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current OCF Margin % of 18.17% is 596.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median OCF Margin % is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current OCF Margin % is 18.17%, which is 25% above median its own 10-year median of 14.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.83 — trading 23.9% below its estimated fair value. The current OCF Margin % is 18.17%, which is 25% above median its 10-year median of 14.49 and 596.2% above the Credit Services industry median of 2.61. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current OCF Margin % is 18.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 23.9% below its estimated GF Value™ of A$1.09.
GuruFocus considers Plenti Group to be Modestly Undervalued.
Key valuation signals for ASX:PLT:
OCF Margin %: 18.17% (25% above median its 10-year median of 14.49)
GF Value™: A$1.09 vs. price of A$0.83 (23.9% below fair value)
Industry Position: 596.2% above the Credit Services median (#208 of 531)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score
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