Plenti Group (ASX:PLT) Operating Margin %: 91.90% (As of Mar. 2026)


ASX:PLT Plenti Group Ltd ASX:PLT
55 GF Score
Price A$0.83
GF Value A$1.09
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Plenti Group Operating Margin %?

Plenti Group ASX:PLT +2.47% 55 Operating Margin % is 91.90% as of Mar. 2026. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 412 Credit Services companies, Plenti Group ranks better than 86.41% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. Plenti Group's Operating Income for the six months ended in Mar. 2026 was A$146.1 Mil. Plenti Group's Revenue for the six months ended in Mar. 2026 was A$158.9 Mil. Therefore, Plenti Group's Operating Margin % for the quarter that ended in Mar. 2026 was 91.90%.

The historical rank and industry rank for Plenti Group's Operating Margin % or its related term are showing as below:

ASX:PLT' s Operating Margin % Range Over the Past 10 Years
Min: -15.05   Med: -5.87   Max: 55.59
Current: 55.59


ASX:PLT's Operating Margin % is ranked better than
86.41% of 412 companies
in the Credit Services industry
Industry Median: 17.325 vs ASX:PLT: 55.59

Plenti Group's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

Plenti Group's Operating Income for the six months ended in Mar. 2026 was A$146.1 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was A$169.8 Mil.

Warning Sign:

Plenti Group Ltd had lost money in 67% of the time over the past 3quarters.


Plenti Group  (ASX:PLT) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


Plenti Group Operating Margin % Related Terms


Plenti Group Operating Margin % Historical Data

* Premium members only.

The historical data trend for Plenti Group's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plenti Group Operating Margin % Chart

Plenti Group Annual Data
Trend Mar20 Mar21 Mar22 Mar23 Mar24 Mar26
Operating Margin %
Get a 7-Day Free Trial -15.05 0.37 -9.69 -5.87 55.59

Plenti Group Semi-Annual Data
Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Sep25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.01 -71.31 74.55 16.19 91.90

ASX:PLT vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, Plenti Group's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plenti Group Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Plenti Group's Operating Margin % distribution charts can be found below:

* The bar in red indicates where Plenti Group's Operating Margin % falls into.


ASX:PLT
55GF Score
Plenti Group Ltd ASX:PLT
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Plenti Group Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Plenti Group's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (A: Mar. 2026 ) / Revenue (A: Mar. 2026 )
=169.777 / 305.433
=55.59 %

Plenti Group's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=146.055 / 158.932
=91.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of 91.90% mean?
Plenti Group (ASX:PLT) has a Operating Margin % of 91.90% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Plenti Group and its competitors. According to the industry distribution chart, Plenti Group ranks #56 out of 412 companies in the Credit Services industry, placing it in the top 13.6%.
Is Plenti Group's Operating Margin % too high?
Plenti Group's current Operating Margin % is 91.90%. The Credit Services industry median Operating Margin % is 17.33. Plenti Group's value of 91.90% is 430.4% above this industry median. Based on the distribution chart, Plenti Group ranks #56 out of 412 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #56 out of 412 companies for Operating Margin %. This places Plenti Group in the top 14% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 17.33. Plenti Group's value of 91.90% is 430.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current Operating Margin % of 91.90% is 430.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current Operating Margin % is 91.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.83 — trading 23.9% below its estimated fair value. The current Operating Margin % is 91.90% and 430.4% above the Credit Services industry median of 17.33. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current Operating Margin % is 91.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Plenti Group (ASX:PLT) Overvalued in 2026?

Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued. The current stock price of A$0.83 is trading 23.9% below its estimated GF Value™ of A$1.09. GuruFocus considers Plenti Group to be Modestly Undervalued.

Key valuation signals for ASX:PLT:

  • Operating Margin %: 91.90%
  • GF Value™: A$1.09 vs. price of A$0.83 (23.9% below fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 430.4% above the Credit Services median (#56 of 412)

No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Plenti Group Business Description

Address 14 Martin Place, Level 5, Sydney, NSW, AUS, 2000
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score

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Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$1.09
GF Value